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    Canadian Consumer Credit Outlook: Recovery Interrupted

    Join us as we discuss the current and anticipated trends for Canadian household credit conditions based on data from Equifax and Moody's Analytics macro and regional economic forecasts.

    The labor market suffered a setback over the winter; already hard-hit industries resumed layoffs as the second wave intensified. The large number of Canadian households that utilized the mortgage payment deferral program raises concerns about their ability to handle rising debt-service obligations once interest rates start increasing. Beyond mortgages, other lending lines will be impacted in various ways. 

    We'll examine the effect of the ongoing pandemic on consumer spending, debt, originations and other factors of Canadian household credit under our baseline forecast and stress scenarios. 

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    Buy Now, Pay Later... Hopefully

    Recently, Buy Now, Pay Later (BNPL) services have emerged as a viable alternative to traditional credit. However, new regulations and weaker than expected performance in this space highlight the risk of this debt for both consumers and lenders.

    June 2022 WebPage Timothy Daigle, David Fieldhouse, Reginald White
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    Not Yet Out of the Woods. How Will Climate Risk Impact Boeing's Credit Risk?

    Over the past two years, Boeing Corporation has seen a rise in credit risk led by traditional credit risk indicators such as revenue. Increasingly, climate risk will affect credit risk, and traditional models will need to be adapted to incorporate climate-related factors to accurately assess risk.

    December 2021 WebPage James Partridge, Devin Mao
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    The Storm Ahead for Mortgage Default Models

    Extreme climate-related events can impact local mortgage models and increase the risk of default. Using Moody’s Analytics Portfolio Analyzer’s extreme events credit forecasting capabilities, we can quantify and refine Ida’s impact on Louisiana mortgages.

    November 2021 WebPage David Fieldhouse, Pouyan Mashayekh, Ziv Rubin
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    Moody's Analytics U.S. Consumer Credit Outlook

    Join Moody’s Analytics Scott Hoyt and David Fieldhouse as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.

    May 2021 WebPage Scott Hoyt, David Fieldhouse
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    Moody's Analytics & Raymond James In Conversation: The Year Ahead - An Update on Mortgages

    Join us for the 4th webinar in our series: Moody’s Analytics & Raymond James in Conversation where we will discuss the outlook for mortgages and their impact on banks, credit unions, non-banks, and mortgage lending.

    May 2021 WebPage Cristian deRitisDavid Fieldhouse
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    Moody's Analytics & Raymond James In Conversation: The Year Ahead - An Update on Fintech & Student Lending

    Join us for the second webinar in our series: Moody’s Analytics & Raymond James in Conversation where we will discuss the outlook for the fintech and student lending and their impact on banking / lending.

    March 2021 WebPage Cristian deRitisDavid Fieldhouse
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    U.S. Consumer Credit Outlook: December 2020

    Scott Hoyt and David Fieldhouse as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.

    December 2020 WebPage David Fieldhouse, Scott Hoyt
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    COVID-19 Impacts and Key Drivers to Agency First Lien FRM Mortgage Performance

    In this webinar, David Fieldhouse and Amy Wu discuss the impact of COVID-19 on mortgages.

    October 2020 WebPage David Fieldhouse, Amy Wu
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    U.S. Consumer Credit Outlook: September 2020

    Scott Hoyt and David Fieldhouse as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.

    September 2020 WebPage David Fieldhouse, Scott Hoyt
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    Moody's Analytics & Raymond James in Conversation: Aftershock: The Impact of COVID-19 on Lending in the 2nd Half of 2020 – An Update on Credit Cards, Consumer Loans and Fintech Lending

    This webinar will discuss COVID-19's current impact on credit cards, consumer loans and fintech lending.

    September 2020 WebPage David Fieldhouse
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