Join Moody’s Analytics Scott Hoyt and David Fieldhouse as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.
Key topics include:
• Atypical consumer spending patterns
• Excessive saving
• 2021 Consumer Credit Market Outlook
A slew of datapoints in the U.S. pushed our high-frequency GDP estimate for the fourth quarter to 2.6% annualized.
Using forward-looking credit risk signals and actionable insights from the Early Warning System in the EDF-X solution, we capture the earliest signs of credit deterioration for Bed Bath & Beyond beginning in October 2018.
Hurricane Ian, the second major hurricane of the 2022 season and the first of the year to hit the continental U.S., made landfall Wednesday.
Recently, Buy Now, Pay Later (BNPL) services have emerged as a viable alternative to traditional credit. However, new regulations and weaker than expected performance in this space highlight the risk of this debt for both consumers and lenders.
U.S. recessions are ultimately a loss of faith: Consumers lose faith that they will have a job and pull back on their spending, and businesses lose faith that there will be demand for the good or service they produce, and they lay off workers.
While there are reasons to be skeptical about the message that comes from the U.S. yield curve, we nevertheless wanted to gauge the potential risk of a psychological impact of the yield curve inverting before a recession.
There is no doubt the Federal Reserve will increase the target range for the fed funds rate this month as higher energy prices are making the central bank's problems worse.
Extreme climate-related events can impact local mortgage models and increase the risk of default. Using Moody’s Analytics Portfolio Analyzer’s extreme events credit forecasting capabilities, we can quantify and refine Ida’s impact on Louisiana mortgages.
Join us for the 4th webinar in our series: Moody’s Analytics & Raymond James in Conversation where we will discuss the outlook for mortgages and their impact on banks, credit unions, non-banks, and mortgage lending.
Join us as we discuss the current and anticipated trends for Canadian household credit conditions based on data from Equifax and Moody's Analytics macro and regional economic forecasts.