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    Mark Zandi

    Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research.

    Dr. Zandi is on the board of directors of MGIC, the nation’s largest private mortgage insurance company, and is the lead director of Reinvestment Fund, one of the nation’s largest community development financial institutions, which makes investments in underserved communities.Moody’s Analytics, a subsidiary of Moody’s Corp., is a leading provider of economic research, data and analytical tools. Dr. Zandi is a cofounder of Economy.com, which Moody’s purchased in 2005.

    He is a trusted adviser to policymakers and an influential source of economic analysis for businesses, journalists and the public. Dr. Zandi frequently testifies before Congress and conducts regular briefings on the economy for corporate boards, trade associations, and policymakers at all levels. He is often quoted in national and global publications and interviewed by major news media outlets, and is a frequent guest on CNBC, NPR, Meet the Press, CNN, and various other national networks and news programs.

    Dr. Zandi is the author of Paying the Price: Ending the Great Recession and Beginning a New American Century, which provides an assessment of the monetary and fiscal policy response to the Great Recession. His other book, Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis, is described by the New York Times as the “clearest guide” to the financial crisis.

    Dr. Zandi earned his BS from the Wharton School at the University of Pennsylvania and his PhD at the University of Pennsylvania.

    Published Work
    Article

    Household Credit Conditions Never Better

    More than a decade after the financial crisis that was caused in significant part by debt-burdened households, there is no indication that household debt will be at the center of the next economic recession.

    August 2019
    Webinar-on-Demand

    The Economic Implications of Climate Change

    The effects of climate change will intensify throughout the century, resulting in profound changes in climate patterns across the globe.

    August 2019
    Article

    Economic Implications of Climate Change

    We examine the physical risk and quantify the economic costs of climate change using the Moody's Analytics Global Macroeconomic Model.

    June 2019
    Article

    Weekly Market Outlook: Global Collapse by Bond Yields Stems From Worldwide Slowdown

    Both the corporate bond and equity markets responded positively to the latest drop by Treasury bond yields and the likelihood of at least two reductions of the federal funds rate during the remainder of 2019.

    June 2019
    Webinar-on-Demand

    Trade War Update - Will Trump Push Too Far?

    President Trump has escalated the trade war with China, and nearly everyone has been wrong-footed by the move.

    May 2019
    Article

    Weekly Market Outlook: Earnings Slump Would Unmask Dangers of High Leverage

    According to the Federal Reserve's “Financial Stability Report” of May 2019, not only has the outstanding debt of nonfinancial businesses outpaced nominal GDP during the past 10 years (or since 2008), but the growth of debt has been skewed toward riskier firms.

    May 2019