Subject Matter Experts

Meet our subject matter experts – the dedicated people who provide deep industry expertise, business value, and insight to our clients about the global financial markets.

With extensive experience across credit analysis, economic research, and risk management, our subject matter experts are here to help solve your complex risk management challenges.


Henry Acosta Director, Financial Engineering Henry leads the Consumer ABS Desk at Moody’s Analytics, providing advanced analytics, data feeds, credit models and portfolio monitoring products to ABS market participants. Henry has 20 plus years of experience in structured finance, working in cashflow modeling, primary ratings analyst and risk management roles.
Megha Agrawal Director, Sales Representative Megha has spent 7+ years providing Structured Finance Solutions at Moody’s Analytics. Megha is a Director on the Structured Finance sales team, focusing on comprehensive data and analytic solutions for structured finance investments.
Thased Ali Director, Financial Engineering Thased (Taz) is a Structured Finance professional with over 12 years experience covering CLOs, ABS, RMBS and CMBS. He currently leads the Structured teams in Europe, implementing and supporting structured products and solutions for Debt Capital Markets, including Investors, Investment Banks, Asset Managers, Hedge Funds, Central Banks, Valuation/Price Providers and Regulators.
Avinash Arun Associate Director, Senior Strategist Avinash is a senior product manager in the small and mid-market enterprise (SME) business group at Moody’s Analytics. He is responsible for developing and managing solutions for banks to improve their lending and credit decisioning to small businesses. He has been with Moody’s Analytics since 2013, and has been focused on SME strategy, analysis, and process for banking customers.
Karim Ben Ayed Associate Director, Insurance Solution Specialist Karim provides in-depth expertise to European insurance companies about Solvency II compliance and implementation of the different pillars, including ORSA. Prior to joining Moody’s Analytics four years ago, he spent four years at AXA Group and B&W Deloitte. As an actuary in AXA’s risk department, Karim helped launched their variable annuities product in the French market. His specialties also include the implementation of pricing models and embedded values. Karim holds a Master’s degree in Actuarial Sciences from Paris Dauphine University.
Dinesh Bacham Assistant Director, Research Dinesh is an assistant director within the research division of Moody’s Analytics. He works on the RiskCalc solution and small business risk model development. He holds an MS in financial engineering from the UCLA Anderson School of Management.
John Baer Credit Origination and Risk Measurement Solutions Credit risk expert; data analytics and technology process consultant; former M&A advisor for private equity and corporate clients Enterprise Risk, Economic Risk Assessment, Credit Correlations
Alexis Bailly Director, Insurance Specialist Alexis is responsible for the advancement of Moody’s Analytics insurance activities in EMEA. He contributes to the development of Moody’s Analytics Solvency II client propositions, in particular with internal models and ORSA.
Laurent Birade Senior Director, Regulatory and Accounting Solutions Laurent is a senior director responsible for providing Risk and Finance integration expertise across solutions, products, and services offered by Moody’s Analytics in the USA and Canada. As a domain expert in financial services since 2005, Laurent has accumulated a wealth of knowledge on the effective integration of risk and finance processes.
Daniel Brown Senior Director, Principal, Risk Consultant Dan is a senior director in the Moody's Analytics client management group. His primary responsibilities involve managing client relationships for large, complex implementation efforts. Prior to joining Moody’s, he had a long career in banking risk management, with leadership roles in RAROC, Basel II/III, and CCAR development efforts.
Victor Calanog Head of Moody's Analytics \| REIS Economics and Research Team Chief economist; commercial real estate market and submarket forecasting expert; property level analytics researcher; commercial real estate and economic strategist
Andres Carbacho-Burgos Director, Head Housing Economist Andres Carbacho-Burgos, PhD, is a Director and Head Housing Economist. Andres specializes in the U.S. and Canadian housing market, residential construction, and regional economies.
Pierre-Etienne Chabanel Managing Director, Product Management Based in Paris and working on Moody’s Analytics enterprise risk solutions business, Pierre-Etienne is responsible for developing and supporting the software regulatory products line. He has a significant risk management background, specializing in credit risk, and is a regulatory expert on Basel I, II, and III.
Dr. Jun Chen Senior Director, Research Jun Chen is a senior director at Moody’s Analytics where he leads the commercial real estate (CRE) research team. His team conducts empirical research and develops quantitative models focused on CRE loan credit risk for Moody’s Analytics product and service offerings.
Annie Choi Senior Director, Product Management Annie is a senior director and the Product Management team lead for the credit assessment and origination group at Moody’s Analytics. Annie’s global team is responsible for the design and overall development of the group’s products. Annie has more than 15 years of experience leading creative technology teams and has been with Moody’s Analytics since 2008. Before joining Moody’s Analytics, she worked for a major US bank for more than five years, where she was responsible for the credit card online experience.
Dr. Sohini Chowdhury Director – Economic Research Sohini Chowdhury is a Director and Senior Economist with Moody’s Analytics, specializing in macroeconomic modeling and forecasting, scenario design, and market risk research, with a special focus on stress testing and CECL applications. Previously, she led the global team responsible for the Moody’s Analytics market risk forecasts and modeling services while managing custom scenarios projects for major financial institutions worldwide.
Yukyung Choi Associate Director-Quantitative Research, Credit Risk Analytics Yukyung is a member of the research team within the Credit Risk Analytics Group at Moody’s Analytics. She focuses on research projects related to fixed income and equity strategies for buy side and other clients. She contributed to developing the CreditEdge Alpha Factor and the firstEDF-based ETF launched by Ossiam. Her expertise is also utilized on other CreditEdge customized projects pertaining to asset managers. In addition, Yukyung is a co-author of various practical research papers. One of her papers was published in the Journal of Fixed Income. Before joining Moody's, Yukyung was at Lehman Brothers as a fixed income strategist in the asset allocation group.
Dr. Steven G. Cochrane Chief APAC Economist Steven G. Cochrane, PhD, is Chief APAC Economist with Moody’s Analytics. He leads the Asia economic analysis and forecasting activities of the Moody’s Analytics research team, as well as the continual expansion of the company’s international, national and subnational forecast models. In addition, Steve directs consulting projects for clients to help them understand the effect of regional economic developments on their business under baseline forecasts and alternative scenarios. Steve’s expertise lies in providing clear insights into an area’s or region’s strengths, weaknesses and comparative advantages, relative to macro or global economic trends.
Alfredo Coutiño Head of Latin America Economic Research Alfredo Coutiño is the Head of Latin America Economic Research at Moody’s Analytics, responsible for real-time and regular analysis, modeling and forecasting for Latin America.
Dr. Richard Cross Director, Data Services Richard is an assistant director responsible for numerous analytical productivity and data quality initiatives. He designs, implements, and operates systems that apply lean manufacturing principles to data production. Prior to Moody’s Analytics, he was a consultant with McKinsey. He has a PhD and an MS in aerospace engineering from Georgia Tech, and an SB in aeronautics and astronautics from MIT.
Barbara Byrne Denham Senior Economist, Moody's Analytics \| REIS Senior economist; market forecasting; commercial real estate industry expertise; thought leadership creator.
Dr. Cristian deRitis Deputy Chief Economist Cris deRitis, PhD CBE® is the Deputy Chief Economist at Moody’s Analytics, specializing in the impact of the economy on housing, credit, public policy and other areas.
Scott Dietz Director, Regulatory and Accounting Solutions Scott is a Director in the Regulatory and Accounting Solutions team responsible for providing accounting expertise across solutions, products, and services offered by Moody’s Analytics in the US. He has over 15 years of experience leading auditing, consulting and accounting policy initiatives for financial institutions. Scott is a licensed CPA in Massachusetts and member of the AICPA, with a Bachelor of Science in Accounting from Lehigh University.
Dr. Douglas W. Dwyer Managing Director, Research Douglas heads the Moody’s Analytics Single Obligor Research Group. This group produces credit risk metrics of small businesses, medium-sized enterprises, large corporations, financial institutions, and sovereigns worldwide. The group’s models are used by banks, asset managers, insurance companies, accounting firms, and corporations to measure name-specific credit risk for a wide variety of purposes. We measure credit risk using information drawn from financial statements, regulatory filings, security prices, derivative contracts, and behavioral and payment information. Previously, Doug was a principal at William M. Mercer, Inc. He has a PhD from Columbia University and a BA from Oberlin College, both in economics.
Katrina Ell Assistant Director, Economic Research Katrina Ell is an economist with Moody’s Analytics, covering national and metropolitan economic issues across the Asia-Pacific region.
Dr. David Fieldhouse Director, Consumer Credit Analytics David Fieldhouse is a Director of Consumer Credit Analytics at Moody’s Analytics, where he oversees the development of retail loan performance models for financial lending institutions.
David Fihrer Actuarial Services IFRS 17 subject matter expert; skilled insurance actuary; source of earnings analyst; proficient client and expense manager Liability Valuation, Financial Reporting and Accounting
Andy Frepp Managing Director, General Manager Andy has more than 25 years of experience in the insurance, asset management, and pensions industries, and helps global insurers address their regulatory compliance and risk management needs. Before working for Moody’s Analytics, Andy was the CEO of Barrie & Hibbert, a market-leading insurance risk management software and advisory business. Prior to that, he had a variety of senior leadership roles in large asset management and insurance firms. A qualified actuary, Andy has a BSc in Mathematics from Imperial College London and an MBA from the University of Hull.
Juan Pablo Fuentes Economist Juan Pablo Fuentes is an economist at Moody’s Analytic, specializing in producing analysis, forecasts and alternative scenarios for Latin American countries. He also covers key topics and trends such as the global oil markets. Before joining Moody’s Analytics, Juan Pablo analyzed Latin American economies for IHS Global Insight. He received his master’s degree in international economics from Suffolk University and his bachelor’s degree in economics from the Andres Bello Catholic University in Caracas, Venezuela.
Pierre Gaudin Senior Director Pierre is in charge of strategic initiatives in Asia-Pacific for risk appetite management, stress testing, and origination at Moody’s Analytics, assisting with subject matter expertise, clients requirement analysis, and use case illustrations. He joined Moody’s Analytics via Fermat in 2004 and has led several Basel RWA implementations in Europe and Asia. He also developed Fermat Education services, designing and delivering regulatory compliance and ALM training to clients and system integrators worldwide.
Cayetano Gea-Carrasco Managing Director, Data Intelligence Mr. Gea-Carrasco works with financial institutions to address their technology and enterprise risk management needs. Previously, Mr. Gea-Carrasco held leadership positions at various institutions and global banks.
Maxime George Associate Director, Relationship Manager Maxime works with the risk and portfolio managers of financial institutions and finance departments of large corporations, addressing rating and counterparty risk management issues.
David Hamilton Managing Director, Head of Stress Testing and Credit Risk Analytics, APAC David T. Hamilton is a Managing Director in charge of stress testing and credit risk analytics for the Asia Pacific Region, based in Singapore. Dr. Hamilton has been with Moody’s for eighteen years and has held various senior positions in both Moody’s Investors Service and Moody’s Analytics.
Joy Hart Director of Product Management Joy has more than 10 years of financial services experience in a variety of areas. As a product management director, she currently focuses on development of portfolio risk management tools including the RiskFrontier™ software. Joy has a BS in aerospace engineering from Massachusetts Institute of Technology and an MBA from NYU Stern.
Christian Henkel Senior Director Christian leads the risk measurement advisory team throughout the Americas and is an experienced credit practitioner, having spent most of his career in commercial banking.
Robby Holditch Director, Regulatory and Accounting Robby is a Director in the Regulatory and Accounting Solutions team. He is responsible for providing accounting expertise across solutions, products, and services offered by Moody’s Analytics in the Americas. Robby has 15 years of experience in tax, financial reporting, and fair value measurement with regional banks and Big 4 audit firms. He has Bachelor of Accountancy and Master of Taxation degrees from Mississippi State University.
Trevor Howes Actuarial Solutions IFRS 17 advisor; AXIS Actuarial Modeling System expert; vast experience in life insurance, life reinsurance, and risk management; Canadian and American actuarial consultant Economic Risk Assessment, Asset Liability Management, Econometric Modeling
Dr. Tony Hughes Managing Director, Economic Research Tony oversees the Moody’s Analytics credit analysis consulting projects for global lending institutions. An expert applied econometrician, he has helped develop approaches to stress testing and loss forecasting in retail, C&I, and CRE portfolios and recently introduced a methodology for stress testing a bank’s deposit book.
Taku Ibuki Director, Financial Engineering Taku has over 15 years of experience in credit analysis, and building and implementing solutions for the Structured Finance industry. He is currently a Director of Financing Engineering for the Structured Content Solution’s Tokyo Desk, providing analytical software, valuations and advisory solutions to structured market participants, primarily investors.
Bhargav Jani Senior Director, Financial Engineering Bhargav has over 15 years of experience building and implementing solutions for Structured Finance industry, and he currently leads the Structured Investor Solutions and Client Services teams in Moody’s Analytics Structured Content Solutions group.
Arthur Kleynerman Senior Director – Global Content Arthur is responsible for managing Risk & Regulatory Solutions, third-party partnerships, and Application Programming Interfaces (APIs) for all Structured Finance sectors at Moody’s Analytics. He oversees regulatory submission and stress testing activities, and performs advisory, valuation, and consulting services for clients’ structured portfolios.
Adam Koursaris Senior Director, Product Management Adam rejoined Moody’s analytics in 2017 after four years working at Willis Towers Watson. He had previously worked at Moody’s Analytics and Barrie and Hibbert for seven years.
Anna Krayn Risk, Accounting, and Actuarial Solutions CECL adoption expert; engagement manager for loss estimation, internal risk capability enhancement, and counterparty credit risk management Loss Accounting: CECL, Enterprise Risk, Regulatory Capital
Jacob Krayn Director, Financial Engineering Jacob works on Moody’s Analytics data products, analytics and product innovation across structured asset class categories. His team sources, designs and delivers data solutions for buy-side, sell-side, research and regulatory clients. include data delivery, aggregation and visualization.
Nicolas Kunghehian Director, Business Development - EMEA Nicolas is responsible for thought leadership on ALM, liquidity, and market risks for the EMEA region to help financial institutions define a sound risk management framework.
David Kurnov Senior Director, Solutions Specialist David is a Structured Finance professional with 10+ years of experience covering all asset classes across risk management, market analytics and regulatory use-cases. He currently provides solutions for the structured finance market, covering investors, issuers, underwriters, trustees and regulators.
Anna Labowicz Director, Product Specialist Anna focuses on portfolio analytics and regulatory compliance solutions, helping financial institutions address portfolio credit risk. In previous roles at Moody’s Analytics, she has implemented and designed economic capital solutions and worked in an advisory capacity with a focus on portfolio and correlation modeling. Anna has a BS from the University of Illinois at Urbana-Champaign and an MA in European studies. She is a CFA charterholder.
Dr. Nick Lacey Director, Advisory Services Nick has held several roles at Moody’s Analytics, including product manager for our risk model platform, and pre-sales expert on implementation of models in our software suite. Nick currently leads credit assessment and origination services for the EMEA region. In this role, he guides a team in the implementation of Moody’s Analytics credit and origination solutions.
Eric Leman Director, Solution Specialist Eric has served as a Solution Specialist of banking compliance and risk management since 2009, helping organizations make more informed risk management decisions – specifically IFRS9, Basel III Capital Adequacy (credit risk, market risk, liquidity risk), asset and liability management, and stress testing.
Glenn Levine Associate Director, Senior Research Analyst Glenn Levine is an Associate Director focusing on capital markets research. He provides support for the EDF product suite and is the lead researcher for Stressed EDF.
Dr. Amnon Levy Managing Director, Head of Portfolio and Balance Sheet Research Dr. Amnon Levy heads the group responsible for research development and quantitative services related to Moody’s Analytics portfolio and balance sheet solutions.
Dr. Juan Manuel Licari, Chief International Economist Chief International Economist Juan M. Licari, PhD, is Chief International Economist with Moody's Analytics. As the Head of Economic and Credit Research in EMEA, APAC and Latin America, Juan and his team specialize in generating alternative macroeconomic forecasts and building econometric tools to model credit risk portfolios.
Ingrid Lin Director, Financial Engineering Ingrid has 10+ years of Structured Finance expertise at Moody's Analytics. She is currently the head of the RMBS and Agency Desk for Moody’s Analytics Structured Content Solutions Group where she leads a team of financial engineers that develop, implement, and support the full suite of Moody's Analytics products and data for RMBS.
Dr. Olga Loiseau-Aslanidi Director, Head of Consumer Credit Risk Modelling for APAC Olga is the Head of Consumer Credit Risk Modelling for APAC, based in Singapore. She manages a team of economists and risk modelers in Prague, Dubai and Shanghai who design models for forecasting and simulation, with an emphasis on stress-testing for three key areas: macroeconomic models, market risk and credit portfolio risk.
Emil Lopez Director, Risk Measurement Emil Lopez is a Director in the risk measurement group, where he leads risk modeling advisory engagements and manages the team's data quality, risk reporting, and IFRS 9 research. Prior to joining the group, he oversaw operations for Moody's Analytics Credit Research Database, one of the world's largest private firm credit risk data repositories.
Dr. Samuel W. Malone Director of Research Sam leads the quantitative research team within the CreditEdge™ research group. In this role, he develops novel risk and forecasting solutions for financial institutions while providing thought leadership on related trends in global financial markets.
Alain Maure Senior Director, Sales Manager Alain leads the software and risk management solutions specialist team for EMEA. He joined Moody’s Analytics in 2008, when Fermat, his former company, was acquired. He has more than 15 years experience providing financial and risk management expertise to major financial institutions around the world. Alain was previously a quantitative equity analyst in investment banking in London. He has degrees in mathematics from the Ecole Centrale de Lille and a postgraduate diploma in finance.
Pierre Mesnard Director, Solutions Specialist Pierre has more than 10 years of experience helping provide financial institutions with risk management solutions, including asset and liability management, liquidity risk, and capital adequacy.
Yuji Mizuno Senior Director, Business Development Officer Yuji leads the product and consulting areas of Moody’s Analytics Japan and has extensive knowledge of regulations and risk management practices among financial institutions. He provides clients with insight on regulatory compliance, ALM, liquidity, and ERM frameworks. He also functions as a main contact for Japanese regulators and financial institutions.
Steven Morrison Insurance Research IFRS 17 researcher; Economic Scenario Generator software designer; Least Squares Monte Carlo proxy modeling technique pioneer Econometric Modeling, Liability Valuation, Economic Risk Assessment
Phil Mowbray Senior Director, Product Management Phil leads the product management team focused on the application of financial risk modeling for investment, wealth management and pensions clients. Phil is a regular contributor to the pensions press and often speaks at industry events.
Masha Muzyka, CPA Senior Director, Solutions Specialist Masha is a senior director responsible for providing accounting expertise across solutions, products, and services offered by Moody’s Analytics in the US. She has 15 years of experience in the financial industry, with expertise in audit, technical accounting policy, and fintech solutions software and services implementation. Masha has a Bachelor of Economics degree from the Moscow State University. She is a CPA and a member of AICPA.
Massimiliano Neri Director - EMEA Massimiliano specializes in providing best practices for enterprise risk management solutions and is a Team Leader of the Solvency II sales team in EMEA. He joined Moody’s Analytics in 2010, coming from IBM where he focused on decision automation in the finance sector.
Dr. Dimitrios Papanastasiou Director Dr. Dimitrios Papanastasiou is a director in Moody’s Analytics EMEA specialist team, focusing on stress testing, capital planning, and IFRS 9 solutions. Dimitrios has extensive experience in IRB, stress testing, and IFRS 9 modeling, having worked at the Prudential Regulation Authority, UBS, Lloyd’s Banking Group, and HBoOS. Dimitrios has a PhD from the University of Edinburgh Business School where he has conducted extensive research on credit risk modeling and the interaction between credit risk and the real economy.
Eve Pastor Director, Regulatory and Accounting Solutions Eve is a Director in the Regulatory and Accounting Solutions team providing insurance accounting subject matter expertise across solutions, products, and services offered by Moody’s Analytics in the Americas. She has over 19 years of experience in financial reporting, accounting policy, regulation, compliance, and audit at institutions including insurance companies and state and local government. She has a BS in accounting and finance and a BM and MM in music from Indiana University. She is a CPA (licensed by NC and DE), a CGMA, and a member of the AICPA.
Nihil Patel Senior Director, Product Management Nihil Patel is a Senior Director within the enterprise risk services division at Moody's Analytics. He serves as the business lead driving our product strategy related to credit portfolio analytics. Nihil has broad experience in research, modeling, service delivery, and customer engagement.
Craig Peters Model Risk Management Experienced quantitative risk control manager and researcher; applied mathematics expert; model risk management professional Econometric Modeling, Enterprise Risk, Portfolio Models
Anamaria Pieschacon Global Head of Model Validation, Consumer Credit Risk Anamaria Pieschacon is a senior economist and Global Head of Model Validation for Consumer Credit Risk at Moody’s Analytics.
Victor Pinto Senior Director, Banking Solutions Victor has more than 15 years of experience in the financial industry and risk management and currently leads the software and risk management solutions team for banking in EMEA. He joined Moody's Analytics in 2008 via Fermat and since then has been promoting risk management solutions for financial institutions around the world, having participated in many important sales opportunities in the company.
Brian Robinson Senior Director, Product Management Brian joined Moody’s Analytics in 2012 and is responsible for product development and advisory within insurance across capital modeling and ERM. More recently he has been leading Moody’s Analytics insurance business insight offering, which helps in areas such as stress and scenario testing, and business projections.
Jesse Rogers Economist Jesse Rogers is an economist at Moody’s Analytics, covering the Peruvian and Chilean economies as well as key topics and trends in Latin America. He holds a master’s degree in economics and international relations from the Johns Hopkins School of Advanced International Studies. While completing his degree, he interned with the U.S. Treasury and Institute of International Finance. Previously, he was a finance and politics reporter for El Diario New York and worked in Mexico City for the Center for Research and Teaching in Economics (CIDE). He received his bachelor’s degree in Hispanic studies at the University of Pennsylvania.
Peter Sallerson Senior Director Peter has close to 30 years of experience structuring, placing and analyzing CLO/CBOs. He currently focuses on the Structured Finance market at Moody’s Analytics via the further development of analysis tools and research with an emphasis on the CLO market.
David Salz Director, Data Strategist David leads the Moody’s Analytics CMBS desk within the Structured Content Solutions group, providing timely and insightful data analytics to CMBS and CRE professionals. Prior to his current role, he managed the ABS desk and worked on various CLO related projects.
Michael Schwartz Director, Small Business Lending Advisor At Moody’s Analytics, Michael designs and develops small business lending and credit decisioning solutions for financial institutions. Prior to joining Moody’s Analytics, Michael served as customer success director for fintech start-up Fundera, a marketplace created to pair small business owners with banks and alternative lenders. Michael also spent more than six years with PNC Bank, starting with the commercial underwriting group and then transitioning to the business bank segment, focusing on SBA commercial lending. Michael has a BS in finance with an economics minor from the University of Pittsburgh.
Jamie Stark Data Alliance Risk model validation consultant; product strategist; data intelligence and artificial intelligence scientist and researcher Stress Testing: UK, Enterprise Risk, Econometric Modeling
Sam Suayan Director, Sales Manager Sam manages the Structured Solutions Sales team in the Americas at Moody's Analytics. The team is responsible for new business development and account retention of both Investor and Issuer solutions for structured finance market participants. The team offers data, analytics and advisory services of structured content through cloud-based applications and desktop software as well as through data feeds.
Ryan Sweet Director of Real-Time Economics Ryan Sweet is director of real-time economics at Moody's Analytics. He is also editor-in-chief of Economy.com, to which he regularly contributes, and a member of the US macroeconomics team in West Chester, PA. He is among the most accurate high-frequency forecasters of the US economy, according to MarketWatch. He is also an adjunct professor in the Economics and Finance Department at West Chester University of Pennsylvania. He has a master's degree in economics from the University of Delaware and a bachelor's degree in economics from Washington College.
Alan Taylor Pension and Investment Solutions Pension and investment product designer; asset and liability management expert; capable modeler; client software trainer and consultant; actuary Asset Liability Management, Econometric Modeling
William Tso Director, Head of CLO Desk William heads the CLO Desk at Moody’s Analytics, where he oversees end-to-end market solutions for participants in the CLO space. These solutions include off-the-shelf and customized tools such as the Structured Finance Portal for monitoring and surveillance, Data Feeds for advanced data analytics and Microservice technologies for custom reporting and analytics.
Dr. Deniz Tudor Director, Consumer Credit Analytics Deniz is a director in the credit analytics group. She develops and stress tests credit models in various consulting projects. She has extensive experience in modeling residential, auto, and credit card loans. Deniz has a PhD from the University of California, San Diego and BA degrees in economics and business administration from Koç University in Turkey.
Dr. Dmytro Vikhrov Assistant Director – Economist Dmytro is responsible for market and credit risk modeling using advanced statistical and applied econometrics techniques. This includes model development, estimation, validation, and forecasting various financial instruments and credit portfolio risk measures under alternative scenarios.
Dr. Yashan Wang Senior Director, Research Dr. Yashan leads the research and quantitative modeling team for portfolio valuation, accounting, and balance sheet analytics. The team develops analytic and empirical models for asset valuation, IFRS 9/CECL, PPNR, and ALM.
Andrew Waters Director, Risk Consultant Andrew is working on the development of the Moody’s Analytics IFRS 17 software solution, with a focus on delivering an end-user experience that addresses the wide range of challenges facing insurers. He has been involved in numerous initiatives related to the provision of risk and capital modeling solutions over the past 10 years, including Solvency II standard formula and internal model solutions.
Peter Watts Director, Product Management
Dan White Director, Government Consulting and Fiscal Policy Research Dan White is the director of government consulting and fiscal policy research with Moody’s Analytics. He oversees economic research with an emphasis on fiscal policy and municipal market impacts.
Brian Wietecha Director, Advisory Services Brian is the Americas lead for credit assessment and origination implementation services at Moody’s Analytics. Brian and his team are responsible for advising on and implementing credit and origination solutions for clients across the Americas region. Brian also engages with clients to channel their feedback on Moody’s Analytics products and services for ongoing development and enhancements to product functionality.
Elaine Wong Managing Director, Head of Credit Assessment and Origination Elaine is the managing director and global head of credit assessment and origination at Moody’s Analytics. She is an expert in banking risk management including model development, validation and calibration, credit portfolio performance, and implementation of credit risk management systems. Elaine previously worked in various credit risk management functions at major global banks. Before joining Moody's Analytics, she was responsible for day-to-day project management of credit risk modeling, and model implementation related to Basel. Elaine has also worked in various banking functions such as credit approval for individual obligors and groups in various industries, country risk management, and special projects related to limit implementation.
Ed Young Senior Director, Capital Planning and Stress Testing Ed is a Senior Director on the stress testing and capital planning team. In this capacity, he focuses on structuring solutions that bring together capabilities across Moody’s Analytics to support robust capital planning and stress testing processes.
Inna Yulman Associate Director, Product Management, Structured Content Inna oversees Structured Products content available on Moodys.com as part of the Moody’s Analytics Content Solutions team, focusing on sector and issuer research, data analytics, and deal-related information across various domiciles.
Mark Zandi Chief Economist Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research.
Dr. Jing Zhang Managing Director and Global Head of Research and Modeling Jing’s group is responsible for the quantitative modeling behind the EDF and LGD models for both public and private firms, commercial real estate, and portfolio and balance sheet analytics. Jing joined the research team at the former KMV in 1998, eventually becoming a Director in the research group. In that role, besides managing day-to-day research operations, he made major contributions to a number of KMV quantitative models.
Dr. Janet Yinqing Zhao Senior Director, Research Janet joined the research team of Moody's Analytics in 2008. She leads RiskCalc model development and small business modeling efforts. Janet works closely with clients to facilitate better understanding and applications of RiskCalc models. She also pushes forward on research initiatives such as exposure-at-default modeling, accounting quality measurement, and machine learning in credit risk modeling. She has published in academic and professional journals. Janet has a PhD in finance from City University of Hong Kong and a PhD in accounting from Carnegie Mellon University.