The Road Ahead for Credit Unions
We examine the impact of COVID-19 on consumer credit incorporating scenarios assumptions.
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Balances and delinquencies will rise quickly for all borrowers.
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Using forward-looking credit risk signals and actionable insights from the Early Warning System in the EDF-X solution, we capture the earliest signs of credit deterioration for Bed Bath & Beyond beginning in October 2018.
Buy Now, Pay Later... Hopefully
Recently, Buy Now, Pay Later (BNPL) services have emerged as a viable alternative to traditional credit. However, new regulations and weaker than expected performance in this space highlight the risk of this debt for both consumers and lenders.
Clearing the Fog: Proxy Valuations of Russian Firms Using CDS-Implied EDFs
In times of credit stress, however, we observe increased anticorrelation between CDS-implied EDF, equity-implied EDF values, and changes in market capitalization, hinting at a powerful credit signal for equity analysis and valuation in crises.
The Storm Ahead for Mortgage Default Models
Extreme climate-related events can impact local mortgage models and increase the risk of default. Using Moody’s Analytics Portfolio Analyzer’s extreme events credit forecasting capabilities, we can quantify and refine Ida’s impact on Louisiana mortgages.
Moody's Analytics U.S. Consumer Credit Outlook
Join Moody’s Analytics Scott Hoyt and David Fieldhouse as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.
Moody's Analytics & Raymond James In Conversation: The Year Ahead - An Update on Mortgages
Join us for the 4th webinar in our series: Moody’s Analytics & Raymond James in Conversation where we will discuss the outlook for mortgages and their impact on banks, credit unions, non-banks, and mortgage lending.
Canadian Consumer Credit Outlook: Recovery Interrupted
Join us as we discuss the current and anticipated trends for Canadian household credit conditions based on data from Equifax and Moody's Analytics macro and regional economic forecasts.
Moody's Analytics & Raymond James In Conversation: The Year Ahead - An Update on Fintech & Student Lending
Join us for the second webinar in our series: Moody’s Analytics & Raymond James in Conversation where we will discuss the outlook for the fintech and student lending and their impact on banking / lending.
