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    U.S. Consumer Credit Outlook: June 2019

    June 2019

    Scott Hoyt and Deniz Tudor discuss the current and anticipated trends in household credit conditions based on data from Equifax.

    Listen as we discuss the current and anticipated trends in household credit conditions based on data from Equifax and forecasts from Moody's Analytics. We present recent developments and our outlook, including the expected impact of political uncertainty on consumer credit and the profiles and geographies that contain the most risk and opportunity for lenders

    "Consumer credit cycle is still in check despite the uncertainties looming in the economy. Consumer fundamentals are strong with historically low levels of household debt burdens. Despite some product specific micro risks, consumer credit remains poised to weather the next recession."

    Key topics include:

    • Effect of the economy on credit conditions
    • Shifting drivers of consumer spending
    • Analysis of individual lending lines


    Scott Hoyt, Senior Director, Economic Research, Moody’s Analytics
    Scott is a Senior Director with Moody’s Analytics, responsible for the firm’s consumer forecasts and analysis.

    Deniz Tudor, Senior Director, Consumer Credit Analytics, Moody's Analytics
    Deniz is a Senior Director with Moody’s Analytics specializing in U.S. consumer credit trends and the development of custom and industry-based econometric credit loss models.

    Click here for the presentation

    Questions? Email: [email protected]

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