Featured Product

    Moody's Analytics Insights

    Moody's Analytics Insights

    Financial charts on illuminated background

    2020 U.S. Economic & Consumer Credit Outlook

    Cris deRitis, Chief Deputy Economist with Moody's Analytics discusses the current and anticipated trends in U.S. economic and household credit conditions.


    U.S. Consumer Credit Outlook: November 2019

    Join Scott Hoyt and Deniz Tudor of Moody's Analytics, as they discuss the current and anticipated trends in household credit conditions

    City Skyline

    ‍The CRE Equivalent of Zestimate: Combining Machine Learning and Spatial Modeling to Mine Big Data ‍

    With an increasing demand for faster and more objective estimates of fair market rent and pricing for commercial properties, we explore bringing the automated valuation model (AVM) to CRE.

    Machine Learning and AI

    Machine Learning Interpretability Techniques in Credit Risk Modeling

    We explore constructing and applying Machine Learning Techniques that are both transparent and interpretable. Also discussed are leveraging a model-agnostic perspective and demystifying and socializing chosen ML risk models.

    Business man drawing pie chart

    Loan Valuation and Credit Portfolio Management Post-IFRS 9, CECL

    RAROC and RORAC solutions that account for allowance and forward-looking IFRS 9 / CECL measures in return and risk.

    Double exposed photo of hand working on laptop with charts overlay

    Conservative Banks Do Not Need Conservative Models

    When banks manage risk, conservatism is a virtue. We, as citizens, want banks to hold slightly more capital than strictly necessary and to make, at the margin, more provisions for potential loan losses. Moreover, we want them to be generally cautious in their underwriting. But what is the best way to arrive at these conservative calculations?

    illuminated charts and graphs

    Model Validation Need Not Be a Blood Sport

    The traditional build-and-validate modeling approach is expensive and taxing. A more positive and productive validation experience entails competing models developed by independent teams.


    NIIF9- Escenarios Macroeconómicos en el Cálculo de Pérdidas Esperadas

    Únase a nosotros para examinar los desafíos de cumplir con las normas contables NIIF 9, un año después de su implementación.

    Business and financial report

    Effectively Preparing for the EBA's New Definition of Default

    The EBA has set a new standard for the definition of default which will require banks to make significant adjustments to their measures, models and processes by 31 December 2020.


    Industry Data and Calibration Options - CUNA 2019 Current Expected Credit Loss (CECL) eSchool

    Industry data can be leveraged for CECL when lender-specific data is not complete.


    U.S. Consumer Credit Outlook: June 2019

    Join Moody's Analytics' Scott Hoyt and Deniz Tudor, as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.