Moody's Analytics Experts

Blake Coules

Across 35 years in banking, Blake has gained deep insights into the inner working of this sector. Over the last two decades, Blake has been an Operating Committee member, leading teams and executing strategies in Credit and Enterprise Risk as well as Line of Business. His focus over this time has been primarily Commercial/Corporate with particular emphasis on CRE. Blake has spent most of his career with large and mid-size banks. Blake joined Moody’s Analytics in 2021 after leading the transformation of the credit approval and reporting process at a $25 billion bank.

Chris Stanley

Across 15 years as a consultant and practitioner, Chris worked on a range of strategy, risk management and operational transformation initiatives with leading financial institutions throughout North America. From this collection of abstract, “what now?” challenges, he has developed specialties in credit optimization, business combinations and system implementations. Chris joined Moody’s in 2020 after leading CECL implementation and dual risk rating expansion at a $50 billion bank.

James Partridge

Credit analytics expert helping clients understand, develop, and implement credit models for origination, monitoring, and regulatory reporting.

Avinash Arun

Creates credit assessment and origination strategies and supports commercial loan origination and risk management objectives.

Laurent Birade

Advises U.S. and Canadian financial institutions on risk and finance integration, CCAR/DFAST stress testing, IFRS9 and CECL credit loss reserving, and credit risk practices.

Jun Chen

A well-recognized researcher in the field; offers many years of experience in the real estate finance industry, and leads research efforts in expanding credit risk analytics to commercial real estate.

Annie Choi

Develops analytic and empirical models, and trains and advises clients worldwide on enterprise risk management, asset and liability management, and stress testing.

Cristian deRitis

Leading economist; recognized authority and commentator on personal finance and credit, U.S. housing, economic trends and policy implications; innovator in econometric and credit modeling techniques.

Dr. David Fieldhouse

Dr. David Fieldhouse oversees the development of retail and municipal loan performance models for financial lending institutions.

Pierre Gaudin

Advises financial institutions in Asia on credit decision, risk appetite management, risk monitoring, and process digitization.

Christian Henkel

Senior director; commercial real estate; commercial credit; financial analysis; portfolio management; credit administration; credit risk modeling; thought leader.

Irina Korablev

Offers expertise in data science, data operations, credit risk models and model monitoring, plus model management and governance, with a focus on CAP™, RiskBench™, and RiskCalc™ products.