Moody's Analytics Experts

Avinash Arun

Creates credit assessment and origination strategies and supports commercial loan origination and risk management objectives.

Cecilia Bocchio

Cecilia is responsible for model design, model development and model implementation of retail credit models in the EMEA region.

Jun Chen

A well-recognized researcher in the field; offers many years of experience in the real estate finance industry, and leads research efforts in expanding credit risk analytics to commercial real estate.

Annie Choi

Develops analytic and empirical models, and trains and advises clients worldwide on enterprise risk management, asset and liability management, and stress testing.

Blake Coules

Across 35 years in banking, Blake has gained deep insights into the inner working of this sector. Over the last two decades, Blake has been an Operating Committee member, leading teams and executing strategies in Credit and Enterprise Risk as well as Line of Business. His focus over this time has been primarily Commercial/Corporate with particular emphasis on CRE. Blake has spent most of his career with large and mid-size banks. Blake joined Moody’s Analytics in 2021 after leading the transformation of the credit approval and reporting process at a $25 billion bank.

Cristian deRitis

Leading economist; recognized authority and commentator on personal finance and credit, U.S. housing, economic trends and policy implications; innovator in econometric and credit modeling techniques.

Dr. David Fieldhouse

Dr. David Fieldhouse oversees the development of retail and municipal loan performance models for financial lending institutions.

Cayetano Gea-Carrasco

Offers wide-ranging expertise on capital markets, AI analytics, and software management.

David Hamilton

Financial economist; recognized expert on credit risk and default research, credit ratings, modeling, analytics and stress-testing; specializes in Asia-Pacific economic, regulatory, and credit risk trends/analysis

Irina Korablev

Offers expertise in data science, data operations, credit risk models and model monitoring, plus model management and governance, with a focus on CAP™, RiskBench™, and RiskCalc™ products.

Anna Krayn

CECL adoption expert; engagement manager for loss estimation, internal risk capability enhancement, and counterparty credit risk management

Hasio-shan Yang, Ph.D.

Senior economist; commercial real estate; credit risk modeling; data infrastructure; machine learning; quantitative modeling and thought leader.