Senior Director, Product Strategy
Nancy works to conceive and build innovative solutions for credit assessment of small businesses. Drawing on her previous experience co-founding a small business, she has built products and strategies to help financial companies better serve the needs of their customers.
Nancy previously led the client solutions team for the training and certification division and headed strategy and marketing for the company’s training and consulting businesses.
Before joining Moody’s Analytics, Nancy worked for more than 10 years as a consultant and analyst with Capital Performance Group in Washington, DC, where she advised large US commercial banks, financial companies, regulators, and vendors to the industry on strategic initiatives. She also led CPG’s research and analysis efforts and designed and developed many of the firm’s analytical tools.
Nancy has a BS in Economics from the Wharton School of the University of Pennsylvania, with concentrations in Strategic Management and Legal Studies.
The main barrier to the adoption of business intelligence (BI for short) is making sense of the overwhelming number of options available for boosting performance. Let us get started on the journey to become a data-driven organization and turn data analysis into bottom-line results.
Community banks are coming of age with the new power they can wield from the growing availability of advanced data analytics. Client data and the tools to analyze it can literally transform how community banks conduct their commercial lending business. Data-driven community banks can use data analytics to make informed decisions and more profitably serve their customers and streamline their operations. So why are data-driven community banks not the norm?
American Banker spoke with Nancy Michael from Moody's Analytics about how lenders can improve productivity and decrease cost using the right technology and analytic tools.
Hear Moody’s Analytics experts share how lenders can improve productivity, decrease costs, and better manage risks in each step of the loan origination funnel using the next generation of technology and analytics.
Our small business lending expert explains how technology can help enhance the relationship between borrower and lender.
Small business lenders face many challenges that can make lending to small businesses a painful practice rather than a profitable business. In this webinar, our experts discussed how lenders can leverage technology to simplify and automate credit assessment and loan origination.
Learn how leading organizations are leveraging technological advances and risk assessment to: streamline processes; build more efficient, consistent, and profitable small business lending practices; and, enhance the customer experience and provide more value to their constituents.
Despite high demand for small business credit, small business lending at banks remains depressed and many prospective borrowers struggle to find financing. Small businesses cite onerous processes, lack of transparency, and high search costs among the challenges of obtaining credit through traditional banking channels.
In this article, we provide a summary of findings from our recent market research study on small business lending, which focused on the lending process and the challenges associated with banks’ credit risk assessments.