General Information & Client Service
  • Americas: +1.212.553.1653
  • Asia: +852.3551.3077
  • China: +86.10.6319.6580
  • EMEA: +44.20.7772.5454
  • Japan: +81.3.5408.4100
Media Relations
  • New York: +1.212.553.0376
  • London: +44.20.7772.5456
  • Hong Kong: +852.3758.1350
  • Tokyo: +813.5408.4110
  • Sydney: +61.2.9270.8141
  • Mexico City: +001.888.779.5833
  • Buenos Aires: +0800.666.3506
  • São Paulo: +0800.891.2518
July 03, 2017

EBA launched a public consultation on the implementation of EBA guidelines on methods for calculating contributions to deposit guarantee schemes (DGSs). The consultative report assesses whether principles outlined in the EBA guidelines on these methods are being met in practice. It also evaluates whether the implementation of these guidelines is appropriate and consistent. The consultation runs until August 28, 2017.

Based on a preliminary analysis, on which the EBA is seeking the views of its stakeholders, the main conclusions are that:

The guidelines have broadly met the aim of introducing differentiations between institutions contributing to a DGS based on their riskiness. However, the analysis finds that the method allows too much flexibility, which may need to be revisited in the future.

Some areas may require more consistency in relation to the balance between consistent application of the guidelines across the member states and the flexibility to cater to national specificities.

There seems to be no specific need to amend the guidelines to enhance transparency to stakeholders. The methodology does not seem to lead to excessive additional reporting requirements.


The EBA guidelines set principles and specify the necessary elements for calculating risk-based contributions from banks to DGSs. They foster convergence in contribution practices across the EU and promote level playing field for banks within the Single Market. DGSs should have had in place these risk-based methods for calculating contributions from their members by May 31, 2016 at the latest. The Deposit Guarantee Schemes Directive (DGSD) mandates EBA to conduct a review of these guidelines by July 03, 2017 and at least every five years thereafter. Considering the short timeframe between the deadline for the implementation of the guidelines and that of their review, EBA has conducted an assessment of the application of the guidelines with some preliminary recommendations on further improvements and amendments of the guidelines to be considered as part of a wider review of the DGSD in 2019. The final report, including public feedback, will be published on the EBA website.


Related Link: Consultation Paper (PDF)

Comment Due Date: August 28, 2017

Keywords: Europe, EBA, Banking, DGS, DGSD, Guideline

Related Insights

US Agencies Extend Consultation Period for the Proposed SA-CCR

US Agencies (FDIC, FED, and OCC) extended the comment period for a proposed rule to update their standards for how firms measure counterparty credit risk posed by derivative contracts.

February 18, 2019 WebPage Regulatory News

FED Extends Consultation Period for Stress Testing Rule

FED has published in the Federal Register a notice proposing amendments to the company run and supervisory stress test rules.

February 15, 2019 WebPage Regulatory News

EBA Single Rulebook Q&A: Third Update for February 2019

EBA published answers to two questions under the Single Rulebook question and answer (Q&A) updates for this week.

February 15, 2019 WebPage Regulatory News

FSB Report Examines Financial Stability Implications of Fintech

FSB published a report that assesses fintech-related market developments and their potential implications for financial stability.

February 14, 2019 WebPage Regulatory News

US Agencies Amend Regulatory Capital Rule to Allow Phase-In for CECL

US Agencies (FDIC, FED, and OCC) adopted the final rule to address changes to credit loss accounting under the U.S. generally accepted accounting principles; this includes banking organizations’ implementation of the current expected credit losses (CECL) methodology.

February 14, 2019 WebPage Regulatory News

FASB Proposes Taxonomy Improvements for the Credit Losses Standard

FASB proposed the taxonomy improvements for the proposed Accounting Standards Updates on Targeted Transition Relief for Topic 326 (Financial Instruments—Credit Losses) and Topic 805 (on Business Combinations—Revenue from Contracts with Customers).

February 14, 2019 WebPage Regulatory News

SRB Publishes Framework for Performing Valuations in Resolution

SRB published its framework for performing valuations in resolution. The framework provides independent valuers and the general public with an indication of the expectations of SRB on the principles and methodologies for valuation reports, as set out in the legal framework.

February 14, 2019 WebPage Regulatory News

FED Issues Correction in Historical Dataset in its 2019 Stress Tests

FED identified an error in the historical dataset used in its 2019 stress tests and issued a correction.

February 13, 2019 WebPage Regulatory News

OCC Consults on Company-Run Stress Test Requirements for Banks

OCC proposed amendments to its company-run stress testing requirements for national banks and Federal savings associations, consistent with section 401 of the Economic Growth, Regulatory Relief, and Consumer Protection (EGRRCP) Act.

February 12, 2019 WebPage Regulatory News

CFTC Extends Comment Periods for Trade Execution Requirement Proposals

CFTC announced that it is extending comment period for the proposed amendments related to the regulations on swap execution facilities (SEF) and trade execution requirement.

February 12, 2019 WebPage Regulatory News
RESULTS 1 - 10 OF 2610