The next generation of Commercial Lending combines the best of the Moody’s Analytics flagship course with Omega Performance’s offering–both recognized as leading solutions in the market. From evaluating and analyzing opportunities to making sound decisions and structuring loans, the new best of breed course is foundational in bolstering a credit professional’s proficiency in the field.
Develop the skills, knowledge, and confidence to identify and evaluate business lending opportunities, make sound lending decisions and build effective loan structures that strengthen the organization’s portfolio and reduce its exposure to risk.
Credit professionals will be able to:
Conduct in-depth analysis of borrowers’ historical and
projected financial performance, in order to determine the
quality, consistency and sustainability of cash flow.
Identify and evaluate risks related to a borrower’s industry,
business operations, and overall management.
Integrate qualitative and quantitative data in order to
formulate and test hypotheses about the risk factors most
likely to affect a borrower’s repayment capacity.
Mitigate identified risks by building effective loan structures.
Commercial Lending is suitable for anyone involved in the commercial
lending process, including credit analysts, underwriters, and relationship
managers, and anyone involved in the second line of defense, such
as loan reviewers and auditors. It is also appropriate for business
analysts who gather and analyze data at the portfolio level.
This 35-hour eLearning program remains on the path to the Moody’s Certificate in Commercial Credit (CICC) certification program.