Leveraging Technology to Transform Commercial Credit Origination — Build Versus Buy
In this webinar, David Ratnage, Senior Director, Credit Assessment & Origination at Moody's Analytics addresses some of the key areas of debate when banks consider the buy versus build approach when investing in commercial lending platforms.
Lenders are embracing technology as a way to transform their approach to commercial lending, allowing them to offer a better customer experience by focusing on accessibility, speed, and transparency. A primary area of focus has been the eco-system supporting commercial credit origination, now seen by many as a key source of future growth, including:
- Reduced time-to-decision on loan approvals
- Improved risk management processes
- Enhanced data integrity
- Reduced concentration risk with optimized performance assessment
- Ability to be more proactive vs. reactive through better reporting and analysis
In this webinar, David Ratnage, Senior Director, Credit Assessment & Origination at Moody's Analytics addresses some of the key areas of debate when banks consider the buy versus build approach when investing in commercial lending platforms.
Related Articles
Buy or Build: Transforming Commercial Credit Origination
This paper explores how banks can achieve radical process change in commercial lending, either by building their own platform using internal resources or by purchasing a solution from an established vendor.
