General Information & Client Service
  • Americas: +1.212.553.1653
  • Asia: +852.3551.3077
  • China: +86.10.6319.6580
  • EMEA: +44.20.7772.5454
  • Japan: +81.3.5408.4100
Media Relations
  • New York: +1.212.553.0376
  • London: +44.20.7772.5456
  • Hong Kong: +852.3758.1350
  • Tokyo: +813.5408.4110
  • Sydney: +61.2.9270.8141
  • Mexico City: +001.888.779.5833
  • Buenos Aires: +0800.666.3506
  • São Paulo: +0800.891.2518
August 13, 2018

CBIRC released the key regulatory indicators for the banking sector for the second quarter of 2018. The indicators reveal that the banking industry continued to strengthen financial services while the quality of credit assets and liquidity level remained stable.

The data show that nonperforming loans (NPLs) of Chinese banks increased sharply over the previous quarter. The NPLs increased by CNY 183 billion at the end of June, to reach CNY 1.96 trillion. The data showed that the NPL ratio of commercial banks was 1.86%, representing an increase of 0.12 percentage points from the end of the previous quarter. At the end of the second quarter of 2018, the commercial bank loan-loss provisions amounted to CNY 3.50 trillion, representing an increase over the previous quarter's 1,036 billion; provision coverage ratio was 178.70% and, compared with the previous quarter, it fell 12.58%. 

Moreover, at the end of the second quarter of 2018, the core tier 1 capital adequacy ratio of commercial banks (excluding foreign bank branches) was 10.65%, down by 0.06 percentage points from the end of the previous quarter, while the tier 1 capital adequacy ratio was 11.20%, down by 0.07 from the end of the previous quarter. Additionally, the capital adequacy ratio was 13.57%, with a decrease of 0.07 percentage points from the end of the previous quarter. The data also show that, at the end of the second quarter of 2018, the liquidity ratio of commercial banks was 52.42%, up by 1.02 percentage points from the end of the previous quarter.

 

Related Link: CBIRC Notification and Data

Keywords: Asia Pacific, China, Banking, NPLs, CET 1, Loan Loss Provisioning, Liquidity Risk, CBIRC

Related Insights
News

EBA Finalizes Guidelines on the STS Criteria in Securitization

EBA published the final guidelines that provide a harmonized interpretation of the criteria for a securitization to be eligible as simple, transparent, and standardized (STS) on a cross-sectoral basis throughout EU.

December 12, 2018 WebPage Regulatory News
News

OSFI Sets Domestic Stability Buffer for D-SIBs at 1.75%

OSFI set the level for the Domestic Stability Buffer at 1.75% of total risk-weighted assets, as calculated under the Capital Adequacy Requirements (CAR) Guideline.

December 12, 2018 WebPage Regulatory News
News

FSI Publishes Paper on Proportionality in Insurance Solvency Rules

FSI published a paper on proportionality in the application of insurance solvency requirements.

December 11, 2018 WebPage Regulatory News
News

BCBS Updates Framework for Pillar 3 Disclosure Requirements

BCBS published the updated framework for Pillar 3 disclosure requirements.

December 11, 2018 WebPage Regulatory News
News

EBA Issues Revised List of Validation Rules for Reporting

EBA revised the list of validation rules in its implementing technical standards on supervisory reporting.

December 11, 2018 WebPage Regulatory News
News

IMF Reports Assess the Stability of Financial System in Brazil

IMF published a report on the results of the Financial System Stability Assessment (FSSA) on Brazil.

December 11, 2018 WebPage Regulatory News
News

FED Governor Examines Pros of Imposing Capital Buffers on Large Banks

At the Peterson Institute for International Economics in Washington D.C., the FED Governor Lael Brainard summarized the financial stability outlook, highlighted areas where financial imbalances seem to be building, and touched on the related policy implications.

December 07, 2018 WebPage Regulatory News
News

US Agencies Propose Rule on Appraisals for Real Estate Transactions

US Agencies (FDIC, FED, and OCC) proposed a rule to increase the threshold level at or below which appraisals would not be required for the residential real estate transactions from USD 250,000 to USD 400,000. Comments will be accepted for 60 days from publication in the Federal Register.

December 07, 2018 WebPage Regulatory News
News

EBA Single Rulebook Q&A: First Update for December 2018

This week one answer was published as part of the Single Rulebook Questions and Answers (Q&A).

December 07, 2018 WebPage Regulatory News
News

FED Updates Reporting Form and Instructions for FR Y-14Q

FED published the updated reporting form FR Y-14Q for Capital Assessment and Stress Testing, along with the associated instructions.

December 06, 2018 WebPage Regulatory News
RESULTS 1 - 10 OF 2325