CBIRC Releases Regulatory Banking Indicators for Q2 2018
CBIRC released the key regulatory indicators for the banking sector for the second quarter of 2018. The indicators reveal that the banking industry continued to strengthen financial services while the quality of credit assets and liquidity level remained stable.
The data show that nonperforming loans (NPLs) of Chinese banks increased sharply over the previous quarter. The NPLs increased by CNY 183 billion at the end of June, to reach CNY 1.96 trillion. The data showed that the NPL ratio of commercial banks was 1.86%, representing an increase of 0.12 percentage points from the end of the previous quarter. At the end of the second quarter of 2018, the commercial bank loan-loss provisions amounted to CNY 3.50 trillion, representing an increase over the previous quarter's 1,036 billion; provision coverage ratio was 178.70% and, compared with the previous quarter, it fell 12.58%.
Moreover, at the end of the second quarter of 2018, the core tier 1 capital adequacy ratio of commercial banks (excluding foreign bank branches) was 10.65%, down by 0.06 percentage points from the end of the previous quarter, while the tier 1 capital adequacy ratio was 11.20%, down by 0.07 from the end of the previous quarter. Additionally, the capital adequacy ratio was 13.57%, with a decrease of 0.07 percentage points from the end of the previous quarter. The data also show that, at the end of the second quarter of 2018, the liquidity ratio of commercial banks was 52.42%, up by 1.02 percentage points from the end of the previous quarter.
Related Link: CBIRC Notification and Data
Keywords: Asia Pacific, China, Banking, NPLs, CET 1, Loan Loss Provisioning, Liquidity Risk, CBIRC
Related Insights
|
News
OFR Adopts Data Collection Rule on Centrally Cleared Repo TransactionsOFR adopted a final rule to establish a data collection covering centrally cleared funding transactions in the U.S. repurchase agreement (repo) market.
February 20, 2019
WebPage
Regulatory News
|
|
News
FHFA Finalizes Rule on Federal Home Loan Bank Capital RequirementsFHFA published, in Federal Register, the final rule to adopt, as its own, portions of the regulations of the Federal Housing Finance Board pertaining to the capital requirements for the Federal Home Loan Banks.
February 20, 2019
WebPage
Regulatory News
|
|
News
SRB Publishes Framework for Performing Valuations in ResolutionThe framework provides independent valuers and the general public with an indication of the expectations of SRB on the principles and methodologies for valuation reports, as set out in the legal framework.
February 19, 2019
WebPage
Regulatory News
|
|
News
US Agencies Extend Consultation Period for the Proposed SA-CCRUS Agencies (FDIC, FED, and OCC) extended the comment period for a proposed rule to update their standards for how firms measure counterparty credit risk posed by derivative contracts.
February 18, 2019
WebPage
Regulatory News
|
|
News
FED Extends Consultation Period for Stress Testing RuleFED has published in the Federal Register a notice proposing amendments to the company run and supervisory stress test rules.
February 15, 2019
WebPage
Regulatory News
|
|
News
EBA Single Rulebook Q&A: Third Update for February 2019EBA published answers to two questions under the Single Rulebook question and answer (Q&A) updates for this week.
February 15, 2019
WebPage
Regulatory News
|
|
News
SEC Proposes Rule on Risk Mitigation Techniques for Uncleared SBSSEC proposed a rule that would require the application of specific risk-mitigation techniques to portfolios of security-based swaps (SBS) that are not submitted for clearing.
February 15, 2019
WebPage
Regulatory News
|
|
News
FSB Report Examines Financial Stability Implications of FintechFSB published a report that assesses fintech-related market developments and their potential implications for financial stability.
February 14, 2019
WebPage
Regulatory News
|
|
News
US Agencies Amend Regulatory Capital Rule to Allow Phase-In for CECLUS Agencies (FDIC, FED, and OCC) adopted the final rule to address changes to credit loss accounting under the U.S. generally accepted accounting principles; this includes banking organizations’ implementation of the current expected credit losses (CECL) methodology.
February 14, 2019
WebPage
Regulatory News
|
|
News
FASB Proposes Taxonomy Improvements for the Credit Losses StandardFASB proposed the taxonomy improvements for the proposed Accounting Standards Updates on Targeted Transition Relief for Topic 326 (Financial Instruments—Credit Losses) and Topic 805 (on Business Combinations—Revenue from Contracts with Customers).
February 14, 2019
WebPage
Regulatory News
|
