Featured Product

    James Partridge

    Credit analytics expert helping clients understand, develop, and implement credit models for origination, monitoring, and regulatory reporting.

    James is an Industry Practice lead in the Global Risk Solutions Practice, specializing in credit and climate risk analytics. He is responsible for solutions in credit, climate and ESG that relate to scoring, loss accounting, stress testing, and portfolio management in the Americas, Europe and Africa. James regularly contributes thought leadership in a variety of media including white papers and podcasts. James earned a PhD in Economics from the University of Western Ontario.

    Expertise
    solutions

    Credit Assessment: Automating the process of financial spreading and credit scoring increases loan application volume and helps lenders make better credit decisions.

    Credit Research: Tap into comprehensive credit research from Moody's Analytics and Investors Service, and gain detailed insights into our views on credit-related topics.

    Credit Risk Advisory Services: Moody's Analytics credit risk advisory services enable faster, better informed credit decisions through a holistic and consistent assessment of risk.

    Credit Risk Modeling: Moody’s Analytics delivers award-winning credit models and expert advisory services to provide you with best-in-class credit risk modeling solutions.

    Current Expected Credit Loss Model (CECL): Moody’s Analytics provides tools for the most crucial aspects of the expected loss impairment model, with robust solutions to aggregate data, calculate expected credit losses, and derive and report provisions.

    Stress Testing: Moody’s Analytics helps financial institutions develop collaborative, auditable, repeatable, and transparent stress testing programs to meet regulatory demands.

    TOPICS

    Default & Recovery Risk: Risks following a default event where the defaulting entity's contracts cannot be honored.

    Econometric Modeling: Fully transparent econometric and statistical models to assess performance of geographies, financials and various asset classes.

    Economic Forecasts: Forecasts potential economic outcomes on the performance of businesses and investments.

    Economic Risk Assessment: Quantitative economic assessment to help you understand the impact of forward-looking changes on the performance of your business and portfolios.

    Financial Reporting and Accounting: Accounting field concerned with financial transaction summary, analysis, and reporting.

    Loss Accounting: CECL: New credit loss accounting standard that replaces the current ALLL accounting standard.

    Portfolio Models: Models that enable portfolio managers to assess and optimize portfolio risk.

    Stress Testing: Gauge of how certain stressors will affect a company, industry, or specific portfolio.

    Stress Testing: US: Examination of the possible impact of an adverse scenario on a firm and/or industry.

    Climate Risk

    Environmental, Social, and Governance (ESG)