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    Ed Young

    Risk management process and solution expert; capital planning strategist; CECL authority

    Ed Young works on projects involving credit risk, enterprise capital planning/stress testing, and CECL, helping clients solve complex financial risk management challenges. He develops robust, cross-company solutions to address clients’ needs and improve risk management processes. His background includes leadership roles at the Federal Reserve with a focus on credit, market, and liquidity risk; model risk management; and capital stress testing.

    education
    University of Alabama at Birmingham: MBA, Finance
    University of Alabama at Birmingham: BS, Finance
    Expertise
    solutions

    Strategic Capital Planning: Moody’s Analytics strategic capital planning solutions provide key capital ratio and credit metric projections based on a variety of strategic and economic scenarios.

    Current Expected Credit Loss Model (CECL): Moody’s Analytics provides tools for the most crucial aspects of the expected loss impairment model, with robust solutions to aggregate data, calculate expected credit losses, and derive and report provisions.

    Bank Asset and Liability Management Solutions: Moody's Analytics offers a powerful combination ALM solution for banks that integrates enterprise ALM, FTP, business management, and regulatory compliance.

    TOPICS

    Stress Testing: US: Examination of the possible impact of an adverse scenario on a firm and/or industry.

    Enterprise Risk: Business strategy to identify, assess, and prepare for any dangers to a firm's operations.

    Asset Liability Management: Mechanism to address the risk banks face from a mismatch between assets and liabilities.

    Representative Projects

    Capital planning and stress testing solutions for banking institutions.

    Aligning credit risk management and CECL processes.

    Published Work