Moody's Analytics Webinar: Top of Wallet - How Consumers Are Using Their Credit Cards
U.S. consumers hold an average of 3.5 credit cards in their wallets.
Using a unique consumer-level dataset, we’ll examine how individuals manage their credit cards and discuss behavioral trends such as zero-balance incidence and cross-defaults. We’ll also review credit loss models built on the consumer-level dataset and how COVID-19 changes the outlook for expected losses.
