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    Moody's Analytics Webinar: Top of Wallet - How Consumers Are Using Their Credit Cards

    U.S. consumers hold an average of 3.5 credit cards in their wallets.

    Using a unique consumer-level dataset, we’ll examine how individuals manage their credit cards and discuss behavioral trends such as zero-balance incidence and cross-defaults. We’ll also review credit loss models built on the consumer-level dataset and how COVID-19 changes the outlook for expected losses.

     Download the presentation slides.