U.S. Consumer Credit Outlook: November 2019
Scott Hoyt and Deniz Tudor discuss the current and anticipated trends in household credit conditions
Key topics include:
- Effect of the economy on credit conditions
- Consumer spending drivers and risks
- Analysis of individual lending lines
- Generational differences in consumer trends
Speakers:
Scott Hoyt, Senior Director, Economic Research, Moody’s Analytics
Scott is a Senior Director with Moody’s Analytics, responsible for the firm’s consumer forecasts and analysis.
Deniz Tudor, Senior Director, Consumer Credit Analytics, Moody's Analytics
Deniz is a Senior Director with Moody’s Analytics specializing in U.S. consumer credit trends and the development of custom and industry-based econometric credit loss models.
Related Articles
Weekly Market Outlook: Inflation Reduction?
October's PCE deflator showed that the Federal Reserve is on track to bring inflation to its 2% target in the near term.
Weekly Market Outlook: Defying Expectations
The economy's recent performance has consistently exceeded the prior expectations of many who expected a recession by now, and the outsized growth reported for the third quarter—4.9% at a seasonally adjusted annual rate—only adds to that.
Weekly Market Outlook: Pausing for Longer?
The Federal Open Market Committee, at its September meeting, decided to leave rates unchanged.
Weekly Market Outlook: Retail Sales Still Chasing Inflation
U.S. retail sales continue to grow at a modest pace that is barely keeping up with inflation.
Weekly Market Outlook: First Quarter GDP Disappoints
U.S. growth has been trending lower and decelerated more than anticipated in the first quarter of 2023, to 1.1% at an annualized rate in Thursday's GDP report from the BEA.
Weekly Market Outlook: The Fed Presses On
March's Federal Open Market Committee meeting was as highly anticipated as any in recent memory.
Weekly Market Outlook: Dissecting the Consumer Price Index
U.S. inflation is moderating, but the consumer price index underscores that the disinflationary process will be a bumpy ride.
Weekly Market Outlook: Banks Tighten Spigot, Consumer Credit Slows
The stock of U.S. consumer credit rose in December but marked the smallest monthly gain since January 2021,surprising to the downside relative to our and consensus expectations.
Weekly Market Outlook: The 2023 Kickoff
Moody's Analytics baseline outlook calls for a recession-free 2023 in the U.S., though the pace of growth will slow demonstrably.
Weekly Market Outlook: The Fed Sticks to Script
After starting 2022 at zero, the Federal Reserve's most aggressive tightening cycle since the early 1980s has lifted the target range for the fed funds rate to end the year at 4.25% to 4.5%.