The new CECL accounting standard requires institutions to incorporate forward-looking information in their estimate of expected lifetime losses.
Join our subject matter experts as they discuss ways in which this requirement can be achieved by community banks and credit unions.
In times of credit stress, however, we observe increased anticorrelation between CDS-implied EDF, equity-implied EDF values, and changes in market capitalization, hinting at a powerful credit signal for equity analysis and valuation in crises.
Explore trends in the commercial real estate market and tips on how credit unions can take advantage of CRE opportunities while managing the risks.
Join us for the third webinar in our series: Moody’s Analytics & Raymond James in Conversation where we will discuss the outlook for commercial real estate and its impact on banking/lending.
Narrative scenarios describing alternative “what-if” future states of the world can help insurers be better prepared for the next economic curveball.
Join us for an in-depth analysis of CRE loan performance and credit risks under Moody’s latest economic and real estate scenarios.
Credit loss forecasting models are only as effective as the data on which they were built, and few, if any, were designed to capture the effects a sudden pandemic would unleash on the U.S. economy. In times like this, how are financial institutions determining the right amount to set aside for future credit losses?
The impacts of COVID-19 are not uniform across the nation. Quantifying these differences is critical to making better informed business decisions.
We examine the impact of COVID-19 on consumer credit incorporating scenarios assumptions.
Presentation slides form our webinar examining, consumer credit conditions under scenarios for Credit Unions.
Join Moody's Analytics and our panel of financial institution executives, as they share their challenges and successes in navigating the second round of the SBA's PPP Loan Program, as well as the potential for the third and fourth round of stimulus for small businesses.