Moody’s Analytics Webinar: U.S. Consumer Credit Outlook

Wednesday, September 11th, 2019 | 11:00 A.M. ET

Consumer fundamentals remain strong, supporting spending and credit quality, but are once again under threat from forces including the trade war and possible Brexit. If not successfully resolved, wealth, job growth and confidence will all be undermined. 
Join Scott Hoyt and Deniz Tudor of Moody’s Analytics, as they discuss the current and anticipated trends in household credit conditions. In addition, special guest Amy Graybill of Equifax will share analysis on the generation differences in product line choices, performance and how the trends are changing over time.

Key topics include:

  • Effect of the economy on credit conditions
  • Consumer spending drivers and risks
  • Analysis of individual lending lines
  • Generational differences in consumer trends


Amy Graybill, Vice President, Head of Customer Co-Innovation and Design, Equifax
Amy Graybill is an experienced vice president of product management with a demonstrated history of working in the financial services industry, new product development, innovation and product lifecycle management.

Scott Hoyt, Senior Director, Economic Research, Moody’s Analytics
Scott is a Senior Director with Moody’s Analytics, responsible for the firm’s consumer forecasts and analysis.

Deniz Tudor, Senior Director, Consumer Credit Analytics, Moody's Analytics
Deniz is a Senior Director with Moody’s Analytics specializing in U.S. consumer credit trends and the development of custom and industry-based econometric credit loss models.