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Article

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June 2018
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Statistical models vs. machine learning
Source: Moody's Analytics
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Information technology automates the credit assessment and loan origination processes to increase efficiency and profitability over the loan life cycle.

Tap directly into comprehensive credit research from Moody's Analytics and our sister company, Moody's Investors Service, and gain detailed insights into our views on credit-related topics.

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Meet Our Experts in Residence
Managing Director, Head of Portfolio and Balance Sheet Research
Dr. Amnon Levy heads the group responsible for research development and quantitative services related to Moody’s Analytics portfolio and balance sheet solutions.
Managing Director, Research
Douglas heads the Moody’s Analytics single obligor research group, which produces credit risk metrics of small businesses, medium-sized enterprises, large corporations, financial institutions, and sovereigns worldwide.
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Related Thought Leadership
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Experts in Residence
Senior Director
Christian leads the risk measurement advisory team throughout the Americas and is an experienced credit practitioner, having spent most of his career in commercial banking.
Senior Director, Product Strategy
Nancy works to conceive and build innovative solutions for credit assessment of small businesses. Drawing on her previous experience co-founding a small business, she has built products and strategies to help financial companies better serve the needs of their customers.
Senior Director, Sales Manager
Stephen leads Moody’s Analytics sales group for the Americas, providing off-the-shelf and customized data, software, valuations, stress testing, accounting, and advisory solutions to structured finance market participants, including hedge funds, asset management firms, banks, insurance companies, and regulators.