Ratings and Scores Data

Data Set Overview Description: Ratings and Scores are quantitative, and apply to both entities and transactions. Ratings are impartial, third-party assessments of a party's ability and willingness to meet a specific financial obligation. They reflect the creditworthiness of the associated entities, or instruments, and are calculated based on a defined methodology by an authorized organization, like Moody’s Investors Service. Scores are similar, but may address areas of interest beyond credit, such as exposures to aged receivables, or ESG risk factors. For example, climate metrics can be generated for any company globally by combining best-in-class analytics and comprehensive data delivered by our ESG Score Predictor.

In addition, pre-scored and continually updated Expected Default Frequency (EDF™) measures are available to help lenders, corporates and asset managers identify early signs of credit deterioration or improvement. Climate-adjusted EDF™ data is also available, which shows the financial impact of physical (weather and climate events) and transition (lower carbon economy) climate risks under different policy scenarios, defined by the Network for Greening the Financial System.

Moody’s also has many qualitative scores available on an even broader number of entities.

Key Facts

• Credit Rating
• Risk or Default Score
• ESG Overall Scores
• Collections Priority Rating (CPR Score)
• Payment Risk Score/Rating