EBA updated the Single Rulebook question and answer (Q&A) tool with answers to eight questions. The answers provide clarifications on issues related to the Deposit Guarantee Schemes Directive (DGSD) and the regulatory technical standards on strong customer authentication and secure communication under the revised Payment Services Directive or PSD 2.
The overall objective of the Q&A tool is to ensure consistent and effective application of the new regulatory framework across the Single Market. Institutions, supervisors, and other stakeholders can use the Single Rulebook Q&A tool for submitting questions on certain EU regulations and directives. These regulations and directives include the revised Capital Requirements Directive 5 (CRD 5), the revised Capital Requirements Regulation (CRR 2), the revised Bank Recovery and Resolution Directive (BRRD 2), the Securitization Regulation, DGSD, the Mortgage Credit Directive (MCD), the Payment Services Directive (PSD) 2, and the related technical standards that EBA has developed and adopted.
Related Link: Single Rulebook Q&A
Keywords: Europe, EU, Banking, Single Rulebook, Q&A, Deposit Guarantee Schemes, PSD 2, DGSD, EBA
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