ECB published the Annexes to the AnaCredit Reporting manual, which include Version 2.6 of the list of legal forms, version 2.8 of the list of national identifiers, version 1.6 of the list of international organizations, and the initial version of the list of postal code formatting rules and regular expressions per country. The lists of legal forms and national identifiers are valid for reporting of all AnaCredit reference periods, as of the reporting reference period 2021-10. The postal code formatting rules should be used as soon as possible but no later than as of the reference date October 31, 2021, from when enhanced validation checks at the time of data acquisition at ECB will ensure the accuracy of postal code data relating to both the counterparty and the protection data attributes.
The document on the postal code formatting rules has been published to support the reporting of the AnaCredit data attributes “Address: postal code” and “Real estate collateral location.” Postal code information has up to now been collected as open-text data attributes, making it possible for inaccurate or erroneous data to be recorded. In the future, the postal code information will need to be inserted in line with the postal code formatting rules. For this purpose, the newly published annex provides the country name and its ISO 3166-2 country code, the name of the postal code system in the language of the country (for countries with a postal code system), an indication of whether the formatting rule also covers territories affiliated with the country, the regular expression used to validate postal codes, and some illustrative examples of the reporting format. For countries with no postal code system, a generic string format is provided.
- List of Legal Forms (XLSX)
- List of National Identifiers (XLSX)
- List of International Organizations (XLSX)
- List of Postal Code Formatting Rules (XLSX)
- AnaCredit Overview
Keywords: Europe, EU, Banking, AnaCredit, Reporting, Reporting Manual, Legal Forms, National Identifiers, International Organizations, Postal Code Formatting Rules, Credit Risk, ECB
ECB published Guideline 2021/975, which amends Guideline ECB/2014/31, on the additional temporary measures relating to Eurosystem refinancing operations and eligibility of collateral.
EIOPA published a report, from the Consultative Expert Group on Digital Ethics, that sets out artificial intelligence governance principles for an ethical and trustworthy artificial intelligence in the insurance sector in EU.
HKMA published the seventh and final issue of the Regtech Watch series, which outlines the three-year roadmap of HKMA to integrate supervisory technology, or suptech, into its processes.
EC launched a targeted consultation to improve transparency and efficiency in the secondary markets for nonperforming loans (NPLs).
BIS, Danmarks Nationalbank, Central Bank of Iceland, Norges Bank, and Sveriges Riksbank launched an Innovation Hub in Stockholm, making this the fifth BIS Innovation Hub Center to be opened in the past two years.
FDITECH, the technology lab of FDIC, announced a tech sprint that is designed to explore new technologies and techniques that would help expand the capabilities of community banks to meet the needs of unbanked individuals and households.
EC released the EU Taxonomy Compass, which visually represents the contents of the EU Taxonomy starting with the EU Taxonomy Climate Delegated Act.
FDIC is seeking comments on a rule to amend the interagency guidelines for real estate lending policies—also known as the Real Estate Lending Standards.
EIOPA published its annual report, which sets out the work done in 2020 and indicates the planned work areas for the coming months.
The ESRB paper that presents an analytical framework that assesses and quantifies the potential impact of a bank failure on the real economy through the lending function.