NORTH AMERICA | Moody’s Analytics offers advanced analytical tools and software to help North American companies effectively measure, monitor, and manage risk across the organization.

By providing leading-edge software, advisory services, and research, including proprietary analysis from Moody’s Investors Service, Moody’s Analytics can help you address your most complex business challenges. From regulatory compliance to the credit risk assessment of your portfolios, we offer end-to-end solutions to help you achieve sustainable results.

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Moody's Analytics Participation: Ohio Credit Union League CECL Workshop

Join Moody's Analytics at the Ohio Credit Union League's CECL Workshop on August 14.

August 14, 2019 WebPage

Moody's Analytics CECL Forum for Community Banks & Credit Unions

Hear from Moody's Analytics experts and peers to learn the latest about the CECL implementation process, best practices from peer institutions, and the opportunities ahead.

August 01, 2019 WebPage

Moody's Analytics CECL Forum for Community Banks & Credit Unions

Hear from Moody's Analytics experts and peers to learn the latest about the CECL implementation process, best practices from peer institutions, and the opportunities ahead.

July 25, 2019 WebPage

Moody's Analytics CECL Forum for Community Banks & Credit Unions

Hear from Moody's Analytics experts and peers to learn the latest about the CECL implementation process, best practices from peer institutions, and the opportunities ahead.

July 18, 2019 WebPage
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US Agencies Consult on Capital Treatment of Land Development Loans

US Agencies (FDIC, FED, and OCC) issued a proposed rule on the treatment of loans that finance the development of land for purposes of the one- to four-family residential properties exclusion in the definition of high volatility commercial real estate (HVCRE) exposure in the regulatory capital rule.

July 12, 2019 WebPage Regulatory News
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FED Updates Supplemental Instructions for Reporting Form FR Y-9C

FED updated the supplemental instructions for FR Y-9C reporting.

July 12, 2019 WebPage Regulatory News
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OSFI Consults on Applying Proportionality to Pillar 1 Rules in Canada

OSFI published a discussion paper seeks input on possible tailoring of the capital and liquidity requirements for small and medium-size deposit-taking institutions.

July 11, 2019 WebPage Regulatory News
Webinar-on-Demand

Moody's Analytics Webinar: CECL – Using a Reasonable and Supportable Forecast

The new CECL accounting standard requires institutions to incorporate forward-looking information in their estimate of expected lifetime losses.

News

US Agencies Adopt Amendments to Simplify Regulatory Capital Rules

US Agencies (FDIC, FED, and OCC) adopted a final rule that reduces regulatory burden by simplifying several requirements in the regulatory capital rules for banks.

July 09, 2019 WebPage Regulatory News
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US Agencies Adopt Rule to Exclude Community Banks from Volcker Rule

US Agencies (CFTC, FDIC, FED, OCC, and SEC) adopted a final rule to exclude community banks from the Volcker Rule, in line with amendments to certain sections of the Economic Growth, Regulatory Relief, and Consumer Protection (EGRRCP) Act.

July 09, 2019 WebPage Regulatory News
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CFTC and SEC Joint Proposal on Margin Rules for Security Futures

CFTC and SEC proposed a rule to align the minimum margin required on security futures with other similar financial products.

July 09, 2019 WebPage Regulatory News
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FED Proposes to Extend Information Collection on Leveraged Lending

FED is proposing to extend for three years, without revision, the recordkeeping provisions associated with guidance on leveraged lending (FR 4203; OMB No. 7100-0354).

July 03, 2019 WebPage Regulatory News
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SEC Proposes to Amend Customer Margin Rules for Security Futures

SEC is proposing amendments to regulations that establish minimum customer margin requirements for security futures.

July 03, 2019 WebPage Regulatory News
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US Treasury Issues Statement on US-EU Financial Regulatory Forum

US Treasury published a joint statement based on the meeting of the U.S.-EU Joint Financial Regulatory Forum in June 2019 in Brussels.

July 03, 2019 WebPage Regulatory News
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SEC Adopts Revisions to the EDGAR Filer Manual and Related Rules

SEC is adopting revisions to the Electronic Data Gathering, Analysis, and Retrieval System (EDGAR) Filer Manual and related rules.

July 01, 2019 WebPage Regulatory News
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FDIC Amends Rules Governing Real Estate Lending Standards

FDIC adopted the final rule to amend certain sections of the existing FDIC regulations governing real estate lending standards.

July 01, 2019 WebPage Regulatory News
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OSFI Updates Guideline on Margin Requirements for Derivatives

OSFI updated the Guideline E-22, which establishes minimum standards for margin requirements for non-centrally cleared derivative transactions undertaken by the federally regulated financial institutions.

June 28, 2019 WebPage Regulatory News
Article

Economic Implications of Climate Change

We examine the physical risk and quantify the economic costs of climate change using the Moody's Analytics Global Macroeconomic Model.

June 2019 Pdf Mark Zandi
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FASB Proposes Improvements to Credit Losses Standard in US

FASB proposed an Accounting Standards Update to address issues raised by stakeholders during the implementation of Accounting Standards Update No. 2016-13, which is titled "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments."

June 27, 2019 WebPage Regulatory News
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FED Publishes Results of the 2019 CCAR Exercise for Banks

FED published results of the Comprehensive Capital Analysis and Review, or CCAR, for 2019.

June 27, 2019 WebPage Regulatory News
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FDIC Centralizes Supervision and Resolution Activities of Large Banks

FDIC announced its intentions to centralize the supervision and resolution activities for the largest banks and complex financial institutions in a new division.

June 27, 2019 WebPage Regulatory News
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Risk Technology Awards 2019: Credit Data Provider of the Year

Accounting and regulatory requirements for financial institutions demand transparency in credit risk metric calculations, adequate data quality and robust model development data often spanning full credit cycles.

June 2019 WebPage
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Risk Technology Awards 2019: Enterprise-wide Stress-testing product of the year

Stress‑testing plays an important role in enhancing risk management practices. However, it requires significant co‑ordination and participation, and banks must optimise their resources, technology and data to ensure they can respond quickly to management and regulatory requests.

June 2019 WebPage
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Risk Technology Awards 2019: IFRS 9 Enterprise & ECL Solution of the Year

The credit loss and impairment analysis demanded by the International Financial Reporting Standard (IFRS) 9 and Current Expected Credit Loss (CECL) accounting standards requires appropriate data, risk parameters and models, and a platform to perform the calculations in an automated manner.

June 2019 WebPage
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US Agencies Finalize Rule to Streamline Reporting for Small Banks

US Agencies (FDIC, FED, and OCC) adopted a final rule to streamline the regulatory reporting requirements for small institutions.

June 26, 2019 WebPage Regulatory News
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Risk Technology Awards 2019: Bank ALM System of the Year

As financial markets become more complex and integrated, understanding linkages requires a multidisciplinary perspective. Moody's Analytics' RiskConfidence enterprise system offers integrated asset‑ liability management (ALM), funds transfer pricing (FTP), liquidity risk management, and business and regulatory reporting

June 2019 WebPage
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FASB to Consult on Clarification of Interactions on Topics 321 and 323

FASB, on June 13, 2019, ratified the consensus-for-exposure on Issue No. 19-A, “Financial Instruments—Clarifying the Interactions between Topic 321 and Topic 323,” at a meeting of the Emerging Issues Task Force.

June 26, 2019 WebPage Regulatory News
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Risk Technology Awards 2019: Wholesale Credit Modelling Software of the Year

The Moody's Analytics suite of wholesale credit scoring models and solutions cover the market from small businesses to large private and public companies, to commercial real estate and project finance. Applications include pre‑qualification, origination, counterparty risk assessment, benchmarking,

June 2019 WebPage
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OSFI Updates Manual of Reporting Forms and Instructions for Insurers

OSFI issued its annual update for 2019 to the manual of financial reporting forms and instructions for property and casualty (P&C) insurance companies.

June 25, 2019 WebPage Regulatory News
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