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    NORTH AMERICA | Moody’s Analytics offers advanced analytical tools and software to help North American companies effectively measure, monitor, and manage risk across the organization.

    By providing leading-edge software, advisory services, and research, including proprietary analysis from Moody’s Investors Service, Moody’s Analytics can help you address your most complex business challenges. From regulatory compliance to the credit risk assessment of your portfolios, we offer end-to-end solutions to help you achieve sustainable results.

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    US State & Local Government

    January 21, 2021 WebPage
    Article

    The Biden Fiscal Rescue Package: Light on the Horizon

    We assess the economic impact of President-Elect Biden's proposed $1.9 trillion fiscal rescue package, the American Rescue Plan,

    January 2021 Pdf Mark Zandi
    News

    FDIC Selects Companies to Compete in Final Phase of Tech Sprint

    FDIC has selected 11 technology companies—including BearingPoint, Fed Reporter, Inc, and S&P Global Market Intelligence, LLC—for inclusion in the third and final phase of the rapid prototyping competition.

    January 11, 2021 WebPage Regulatory News
    News

    OSFI Consults on Addressing Climate Risks in Financial Sector

    OSFI published a discussion paper on climate-related risks that can affect the safety and soundness of federally regulated financial institutions (FRFIs) and pension plans (FRPPs).

    January 11, 2021 WebPage Regulatory News
    News

    FASB Clarifies Scope of Guidance on Reference Rate Reform

    FASB issued an Accounting Standards Update (ASU) that clarifies the scope of the guidance on reference rate reform (Topic 848).

    January 07, 2021 WebPage Regulatory News
    News

    FED Extends and Revises Capital Assessment and Stress Testing Reports

    FED has adopted two proposals to extend for three years, with revision, the capital assessment and stress testing reports (FR Y-14A/Q/M; OMB No. 7100-0341).

    January 06, 2021 WebPage Regulatory News
    News

    CFTC Finalizes Margin Rules for Security Futures and Uncleared Swaps

    CFTC published in Federal Register the final rule on margin requirements for uncleared swaps for swap dealers and major swap participants for which there is not a prudential regulator (CFTC Margin Rule), with an effective date of February 04, 2021.

    January 05, 2021 WebPage Regulatory News
    News

    FED Extends and Revises FR Y-9C and FR 2886b Reports for Banks

    FED is adopting a proposal to extend for three years, with revision, the financial statements for holding companies (FR Y-9 reports) and the consolidated report of condition and income for edge and agreement corporations (FR 2886b).

    January 04, 2021 WebPage Regulatory News
    News

    FED Extends Lending Facilities Intended to Ease Impact of Pandemic

    FED announced an extension, through March 31, 2021, for several lending facilities that were generally scheduled to expire on or around December 31, 2020.

    December 29, 2020 WebPage Regulatory News
    News

    US Agencies Propose to Revise and Extend Call Reports for Banks

    FED updated the reporting form (FR VV-1) and instructions (including supplemental instructions) for Quantitative Measurements under Regulation VV, also known as the Volcker Rule.

    December 22, 2020 WebPage Regulatory News
    News

    FED Releases Results of Second Round of Bank Stress Test for 2020

    FED released results of the second round of bank stress test for 2020. The results of the December 2020 stress test show that firms maintain strong capital levels under two hypothetical severe scenarios.

    December 18, 2020 WebPage Regulatory News
    News

    FED Maintains CCyB at Zero, Proposes Incident Reporting Requirements

    FED decided to affirm the countercyclical capital buffer (CCyB) rate at the current level of 0%, based on its policy statement that sets out the framework for setting CCyB for private-sector credit exposures in the United States.

    December 18, 2020 WebPage Regulatory News
    News

    FASB Publishes 2021 Taxonomies for DQC Rules, GAAP, and SEC Reporting

    FASB announced that the 2021 taxonomies for GAAP Financial Reporting, SEC Reporting, and the XBRL US Data Quality Committee (DQC) Rules are now available.

    December 17, 2020 WebPage Regulatory News
    News

    FHFA Finalizes Capital Framework for Fannie Mae and Freddie Mac

    FHFA adopted a final rule that establishes risk-based and leverage capital requirements for the Federal National Mortgage Association (Fannie Mae) and Federal Home Loan Mortgage Corporation (Freddie Mac)—collectively known as the Enterprises.

    December 17, 2020 WebPage Regulatory News
    News

    OSFI Updates Guidance on Dividend Distributions Amid Crisis

    In a letter addressed to the federally regulated financial institutions, OSFI stated that the existing restrictions (announced in March 2020) on certain capital distributions remain appropriate in this uncertain environment, considering that the financial impacts of the COVID-19 pandemic are yet to be fully realized.

    December 14, 2020 WebPage Regulatory News
    Webinar-on-Demand

    Perspectivas Económicas para América Latina: Recuperación en Marcha

    En este seminario presentamos el desempeño económico de la región en el 2020 y los motores de la recuperación en 2021, los riesgos potenciales, así como los escenarios que podrían modificar la trayectoria económica.

    December 2020 WebPage Jesse Rogers, Juan Pablo Fuentes, Alfredo Coutiño
    News

    UK and Brazil Agree to Cooperate on Green Finance and Fintech

    UK and Brazil held the fourth Economic and Financial Dialog between the two countries in December 2020.

    December 11, 2020 WebPage Regulatory News
    News

    US Agencies on Legacy Swaps Affected by Brexit and Swap Margin Rule

    FED and OCC issued a joint statement explaining that they will exercise discretion and will not recommend taking enforcement action if a covered swap entity is a party to a legacy swap that was amended under certain conditions, consistent with the intent of Swap Margin Rule.

    December 11, 2020 WebPage Regulatory News
    News

    US Agencies Finalize Resolution Plan Guidance for Foreign Banks

    US Agencies (FDIC and FED) finalized guidance for the 2021 and subsequent resolution plan submissions by certain foreign banking organizations.

    December 09, 2020 WebPage Regulatory News
    Webinar-on-Demand

    U.S. Consumer Credit Outlook: December 2020

    Scott Hoyt and David Fieldhouse as they discuss the current and anticipated trends in household credit conditions based on data from Equifax.

    December 2020 WebPage David Fieldhouse, Scott Hoyt
    Webinar-on-Demand

    Moody's Analytics & Raymond James In Conversation: The Impact of COVID-19 - A Year in Review

    The year end wrap-up of our webinar series: Moody's Analytics & Raymond James in Conversation where we discussed the impact of COVID-19 on the economy, mortgages, commercial real estate and U.S. autos.

    December 2020 WebPage Mark Zandi, Cristian deRitis, Michael Brisson
    Webinar-on-Demand

    Moody's DataHub: Data Discovery and Delivery in the Cloud

    Join us to learn more about the Moody's DataHub and see the platform in action. Moody's DataHub is Moody's next generation in data discovery and delivery.

    December 2020 WebPage
    News

    OSFI Keeps Stability Buffer Unchanged, Reports on Work Done in 2019-20

    OSFI decided to maintain the Domestic Stability Buffer (DSB) for banks at 1% of the total risk-weighted assets.

    December 08, 2020 WebPage Regulatory News
    News

    FDIC Proposes Rule to Resolve Double-Counting Associated with CECL

    FDIC proposed a rule that would amend the risk-based deposit insurance assessment system applicable to all large insured depository institutions, including highly complex insured depository institutions.

    December 07, 2020 WebPage Regulatory News
    News

    ECB, FED, and PRA to Cooperate on Approach to Operational Resilience

    Recognizing the importance of operational resilience, ECB and PRA have committed to working together with each other and the U.S. FED to ensure the implementation of well-coordinated supervisory approaches on operational resilience.

    December 03, 2020 WebPage Regulatory News
    News

    US Agencies Issue Statement on LIBOR Transition

    US Agencies (FDIC, FED, and OCC) issued a joint statement encouraging banks to cease entering into new contracts that use USD LIBOR as a reference rate as soon as practicable and in any event by December 31, 2021, to facilitate an orderly LIBOR transition.

    November 30, 2020 WebPage Regulatory News
    News

    OSFI on Approach to Determine Capital for SFG Risk to Reflect IFRS 17

    OSFI is developing a new approach to determine capital requirements for Segregated Fund Guarantee (SFG) risk, which will reflect the IFRS 17 standard on insurance contracts.

    November 27, 2020 WebPage Regulatory News
    News

    US Agencies Propose to Amend Call Reports, FFIEC 101, and FFIEC 002

    US Agencies (FDIC, FED, and OCC) are proposing to revise and extend, for three years, the forms and instructions for the Call Reports FFIEC 031, FFIEC 041, and FFIEC 051

    November 23, 2020 WebPage Regulatory News
    News

    US Agencies Grant Regulatory Relief to Community Banking Organizations

    US Agencies (FDIC, FED, and OCC) announced an interim final rule that provides temporary relief to certain community banking organizations from certain regulations and reporting requirements as a result of their growth in size due to the COVID-19 response programs such as the Paycheck Protection Program.

    November 20, 2020 WebPage Regulatory News
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