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    NORTH AMERICA | Moody’s Analytics offers advanced analytical tools and software to help North American companies effectively measure, monitor, and manage risk across the organization.

    By providing leading-edge software, advisory services, and research, including proprietary analysis from Moody’s Investors Service, Moody’s Analytics can help you address your most complex business challenges. From regulatory compliance to the credit risk assessment of your portfolios, we offer end-to-end solutions to help you achieve sustainable results.

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    News

    CFPB Proposes Rule on Small Business Lending Data Collection

    The Consumer Financial Protection Bureau (CFPB) proposed to amend Regulation B to implement changes to the Equal Credit Opportunity Act (ECOA) under Section 1071 of the Dodd-Frank Act.

    October 08, 2021 WebPage Regulatory News
    Article

    The Macroeconomic Benefits of Racial Integration

    During the COVID-19 pandemic, the nation's longstanding racial inequities have been laid bare. The health and finances of families of color have been disproportionately hurt and racially charged civil strife has wracked much of the nation.

    October 2021 Pdf Mark Zandi
    News

    FDIC Issues Supplemental Instructions for Filing Call Reports

    The Federal Deposit Insurance Corporation (FDIC) issued supplemental instructions for the Consolidated Reports of Condition and Income—that is, Call Reports FFIEC 031, FFIEC 041, and FFIEC 051—for the September 30, 2021 reporting date.

    October 04, 2021 WebPage Regulatory News
    News

    FDIC Selects Teams to Participate in Operational Resilience Techsprint

    The Federal Deposit Insurance Corporation (FDIC) has selected six teams to participate in the tech sprint that challenges participants to identify solutions that can be used by institutions of all sizes to measure and test their operational resilience to major disruptions.

    October 04, 2021 WebPage Regulatory News
    News

    OCC Issues Booklets on Regulatory Reporting and Earnings

    The Office of the Comptroller of the Currency (OCC) issued Versions 1.0 of the "Earnings" and "Regulatory Reporting" booklets of the Comptroller's Handbook.

    September 22, 2021 WebPage Regulatory News
    News

    Recent SEC Letter Indicates Climate Change Disclosures Remain Priority

    The U.S. Securities and Exchange Commission (SEC) is expected to propose requirements on climate disclosures in the near future and the proposal is expected to be informed by an earlier request for public input.

    September 22, 2021 WebPage Regulatory News
    Article

    Playing a Dangerous Game With the Debt Limit

    There are the massive legislative efforts to increase spending on infrastructure and fiscal support for a range of social programs and climate change

    September 2021 Pdf Mark Zandi, Bernard Yaros
    Article

    Macroeconomic Impact of Home and Community-Based Services Expansion

    The rapid aging of the U.S. population is putting a serious strain on the people, institutions and businesses that provide much-needed assistance to the elderly and disabled.

    September 2021 Pdf Bernard Yaros, Mark Zandi
    News

    OCC Identifies Operational Risk Deficiencies in MUFG Union Bank

    The Office of the Comptroller of the Currency (OCC) issued a Cease and Desist Order against MUFG Union Bank for deficiencies in technology and operational risk governance.

    September 20, 2021 WebPage Regulatory News
    News

    OCC Issues Booklet on Supervision of Problem Banks

    The Office of the Comptroller of the Currency (OCC) issued a new "Problem Bank Supervision" booklet of the Comptroller's Handbook. The booklet covers information on timely identification and rehabilitation of problem banks and their advanced supervision, enforcement, and resolution when conditions warrant.

    September 13, 2021 WebPage Regulatory News
    News

    FDIC Announces Winners of Tech Sprint to Reach Unbanked Consumers

    The tech lab of the Federal Deposit Insurance Corporation (FDIC) selected three winning teams in a tech sprint designed to explore new technologies and techniques to help banks meet the needs of unbanked consumers.

    September 13, 2021 WebPage Regulatory News
    Article

    A Tale of Two Memes: How Gamestop and AMC Impacted the Credit Market

    Credit Where Due Blog Series

    September 2021 WebPage Lily Francus
    Article

    The Race to Save Millions From Eviction

    On August 26, the U.S. Supreme Court struck down the national eviction moratorium imposed by the Centers for Disease Control and Prevention, setting off a race to get millions of struggling renters the relief they need before being thrown from their homes.

    September 2021 Pdf Mark Zandi
    News

    FDIC Selects Four Vendors for Next Phase of Rapid Prototyping Pilot

    The Federal Deposit Insurance Corporation (FDIC) has chosen four companies—Novantas Inc, Palantir Technologies Inc, PeerIQ, and S&P Global Market Intelligence LLC—to propose a pilot consisting of testing new reporting and analytical tools with a small group of FDIC-supervised institutions on a voluntary basis.

    September 09, 2021 WebPage Regulatory News
    News

    FED Paper Explores Fintech Partnership Dynamics in Community Banks

    The Federal Reserve System (FED) published a paper describing the landscape of partnerships between community banks and fintech companies.

    September 09, 2021 WebPage Regulatory News
    News

    FED Proposes Revisions to FR Y-9 Reports

    The Board of Governors of the Federal Reserve System (FED) proposed revisions and three-year extension of the FRY-9 reports on financial statements for holding companies (OMB Control Number 7100-0128).

    September 08, 2021 WebPage Regulatory News
    News

    US Agencies Extend Comment Date for Guide on Managing Third-Party Risk

    US Agencies are extending, from September 17, 2021 to October 18, 2021, the comment period on the proposed guidance for the risk management of third-party relationships, including the relationships with financial technology entities.

    September 07, 2021 WebPage Regulatory News
    News

    FASB Proposes DQC Rules Reporting Taxonomy for 2022

    The Financial Accounting Standards Board (FASB) proposed technical and other conforming improvements for 2022 SEC Reporting Taxonomy and the accompanying technical guide.

    September 01, 2021 WebPage Regulatory News
    News

    US Treasury Seeks Input on Its Climate Risk Work in Insurance Sector

    The Federal Insurance Office (FIO) of the U.S. Department of the Treasury issued a request for information to solicit public input on its future work related to the insurance sector and climate-related financial risks.

    August 31, 2021 WebPage Regulatory News
    Whitepaper

    Understanding GCorr 2020 Europe CRE

    For portfolio credit risk management, it is essential to understand how various commercial real estate exposures correlate with one another. We provide an overview of Moody's Analytics Global Correlation model (GCorr) for European CRE instruments, GCorr 2020 Europe CRE.

    August 2021 Pdf Anton Astakhov, Olcay Ozkanoglu, Sara Jiang
    News

    CFTC Letter Clarifies Reporting Requirements for Bank Swap Dealers

    The Market Participants Division of the Commodity Futures Trading Commission (CFTC) issued a letter on the capital and financial reporting obligations for swap dealers subject to capital requirements of a prudential regulator under the swap dealers financial reporting rules of CFTC.

    August 31, 2021 WebPage Regulatory News
    News

    US Agencies Issue Guide to Evaluate Relationships with Fintech Firms

    US Agencies released a guide to provide community banks with a resource to assess risks and perform due diligence on prospective relationships with fintech companies.

    August 27, 2021 WebPage Regulatory News
    News

    AMF Sets Out Initial Margin Expectations for Uncleared OTC Derivatives

    AMF, the financial regulator of Quebec, Canada, issued clarified expectations with respect to the guideline on margins for over-the-counter (OTC) derivatives not cleared by a central counterparty.

    August 19, 2021 WebPage Regulatory News
    News

    OCC Issues Booklet on Management of Modeling Risks by Banks

    The Office of the Comptroller of the Currency (OCC) issued the new Model Risk Management booklet of the Comptroller's Handbook for banks.

    August 18, 2021 WebPage Regulatory News
    News

    SEC Proposes to Modify Substituted Compliance Order Post BaFin Request

    The U.S. Securities and Exchange Commission (SEC) is seeking comments on an application of the Federal Financial Supervisory Authority of Germany (BaFin), which requests SEC to amend an existing substituted compliance Order for Germany.

    August 18, 2021 WebPage Regulatory News
    News

    FDIC Launches Tech Sprint to Measure Operational Resilience of Banks

    The Federal Deposit Insurance Corporation (FDIC) announced a new tech sprint designed to determine how well community banks, and the banking sector, can withstand a major operational disruption.

    August 16, 2021 WebPage Regulatory News
    News

    OCC Updates Accounting Advisory and Liquidity Booklets for Banks

    The Office of the Comptroller of the Currency (OCC) updated the Bank Accounting Advisory Series, which reflects the accounting standards updates issued by the Financial Accounting Standards Board, addresses a variety of accounting topics.

    August 16, 2021 WebPage Regulatory News
    News

    OSFI Revises Guidance on G-SIB Disclosure and Cyber Incident Reporting

    The Office of the Superintendent of Financial Institutions (OSFI) published final revisions to its advisory on public disclosure requirements for global systemically important banks (G-SIBs).

    August 13, 2021 WebPage Regulatory News
    News

    FDIC Selects Eight Teams in Tech Sprint on Reaching Unbanked Consumers

    The Federal Deposit Insurance Corporation (FDIC) has selected eight teams to participate in a tech sprint on exploring new technologies and techniques to help banks meet the needs of unbanked consumers.

    August 12, 2021 WebPage Regulatory News
    News

    OSFI Adjusts Temporary Exclusions for Leverage Ratio Exposure Measures

    The Office of the Superintendent of Financial Institutions (OSFI) confirmed that the exclusion of sovereign-issued securities from the leverage ratio exposure measure for deposit-taking institutions, introduced at the outset of the COVID-19 pandemic, will not be extended past December 31, 2021.​​

    August 12, 2021 WebPage Regulatory News
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