RiskOrigins™
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Used by leading financial institutions around the world, the RiskOrigins software is a next-generation, credit decisioning and monitoring platform that delivers improved risk management over the credit life cycle. The software offers a robust framework for regulatory compliance while helping banks retain their competitive edge through improved efficiencies and time-to-cash for customers.
Integrate your credit decisioning and risk management
- Leverage financial analyses with the option to use your own rating models or Moody’s Analytics award-winning models.
- Work in a flexible workflow environment that integrates deal structuring from initiation to approval.
- Maintain a single repository with consistent, auditable, and transparent capture of credit and risk-related data.
- Structure simple or multi-layered facilities that support your risk mitigants and covenants framework.
- Develop an efficient and traceable framework at the entity and portfolio levels for risk appetite and limits management.
- Ensure loan write-ups and documentation are available in a variety of formats.
Originate credit your way
- Get a single, consolidated view of risk from deal to portfolio level across complex borrower relationships and deal structures.
- Perform advanced credit risk assessment with "what-if” ratings, modeling the impact of stressed scenarios.
- Streamline and standardize your credit underwriting process to provide more consistent and more profitable outcomes.
- Assess, monitor, and manage the impact of new and existing deals on risk appetite limits at the single-entity and portfolio levels.
- Automate tracking of financial covenants against historical spreads with breach alerts to notify you of violations.
- Enjoy full auditability of deal approval, conditions precedent, and covenant adherence, ensuring you are compliance ready.
- Collaborate using a flexible workflow framework to become more productive across your team.
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