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Combining Information to Better Assess the Credit Risk of Small Firms and Medium-Sized Enterprises

In this article, we discuss the issues associated with acquiring behavioral and financial data and transforming it into a business decision. We also present a unified modeling approach for combining the information into a credit risk assessment for both small firms and medium-sized enterprises.

July 2017 Pdf Dr. Douglas Dwyer

Battle for Small Business Capital Access: Traditional vs. Alternative Lenders

This article explores innovative strategies that traditional banks can use in small business lending to remain competitive with alternative lenders.

July 2017 WebPage Michael Schwartz

When Good Data Happen to Good People: Boosting Productivity with High-Quality Data

In this article, we show the mechanisms through which data quality and productivity interact, and how investments in data quality can offer productivity gains.

Combining Information to Better Assess the Credit Risk of Small Firms and Medium-Sized Enterprises

In this article, we combine financial information with behavioral factors to more accurately assess credit risk for small firms and medium-sized enterprises.

July 2017 WebPage Dr. Douglas Dwyer

How to Translate Data Into Business Intelligence

The main barrier to the adoption of business intelligence (BI for short) is making sense of the overwhelming number of options available for boosting performance. Let us get started on the journey to become a data-driven organization and turn data analysis into bottom-line results.

June 2017 Pdf Mehna Raissi, Anju Govil, Nancy Michael

When Good Data Happen to Good People: Boosting Productivity with High-Quality Data

With ever-increasing requirements for a higher quantity and quality of analytical output, the need to boost productivity in risk management has become more acute. In pursuing these productivity gains, we have observed that investments in data quality can offer dramatic improvements and typically pay for themselves.

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