Leverage Powerful Scoring Tailored For Small Business
Leverage Powerful Scoring Tailored For Small Business

Moody’s Analytics RiskCalc Small Business helps lenders and credit analysts improve the credit risk assessment of their small business portfolio by combining different types of data to produce an optimized score. Use the data that you have available to score a small business quickly with or without financials. Results include the RiskCalc EDF™ (Expected Default Frequency) score, MARQ score, and an Implied EDF rating within a one-year period.

The MARQ Portal
The MARQ Portal
The MARQ portal streamlines business lending by improving the way you and your customers interact. It automates manual processes, centralizes loan information, and equips you to understand the credit position of business borrowers instantaneously.
The MARQ Score
MARQ Score
The MARQ Score

Moody’s Analytics is a world leader in credit risk assessment. The MARQ score is powered by RiskCalc™ and the Data Alliance, a collaborative effort of leading financial institutions and Moody's Analytics to create the world's largest collection of private credit risk data. The MARQ score gives you a quick snapshot of the risk associated with a particular loan. 

Make Better Decisions, Faster
Small Business Lending Platform
Make Better Decisions, Faster

Part of the Small Business Lending platform, the MARQ portal offers integration with Moody’s Analytics cloud-based credit lifecycle management solution. Automate every step of the credit process from customer onboarding to portfolio monitoring with this fully configurable solution. Easy API integration allows you to pull in data from existing or third party systems. For robust and actionable insights, leverage data from Moody’s Analytics or Bureau van Dijk’s Orbis, a database of over 275 million private and listed companies from around the world.

Learn more. Speak to a product specialist today.

Strengthen your customer relationships
Provide 24/7 convenience and guide your customers through every step of the process.


Make more loans
Eliminate back-and-forth paper shuffling and free yourself to work with your customers.


Improve your competitiveness and profitability
Leverage instant scoring and analysis to win more of the right deals and reduce time-to-cash.

Optimizing your small business lending process
Optimizing your small business lending process

Hear from our Senior Director of Product Strategy, Nancy Michael, on what lenders may what to consider when optimizing their small business lending process. 

Making data actionable
Making data actionable

Michael Schwartz, Director of Business Development at Moody's Analytics, talks about the massive amounts of data banks are sitting on and how to harness that into action. 

EDUCATIONAL RESOURCES
Education Resources
EDUCATIONAL RESOURCES
Access the latest content on industry trends and strategies from our small business lending experts. 
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