Best-in-Class CECL Platform

The FASB deadline for the new Current Expected Credit Loss (CECL) accounting standard is just around the corner. Is your organization ready?

The Moody’s Analytics ImpairmentStudio solution has been specifically designed with the needs of community/regional banks, credit unions, corporates, and insurers in mind. It allows CECL users to automate and simplify the complex processes required to meet the new accounting standard. Moody’s Analytics combines its rich credit risk data, best-in-class analytics, and impairment accounting experience in this new cloud-based platform, which is celebrated for its completeness and broad CECL automation capabilities. 

For more information on the new CECL accounting standard, visit our Preparing for CECL site. 


 
 
 
 
 
 
 
CECL implementation is extended. Investor expectations are growing.
CECL implementation is extended. Investor expectations are growing.
On July 17, FASB made a tentative decision to change the CECL effective date for all non-SEC filing companies and SEC filers considered small reporting companies (SRCs). 

Moody’s Analytics is here to help you make better, faster decisions in the journey to CECL implementation.
Our Award-Winning CECL Solution
Our Award-Winning CECL Solution

Watch a brief video explaining our CECL automation platform. The brochure provides more details on its main features.

ImpairmentStudio at a Glance

   

Scenario Library 

Access Moody’s Analytics industry-leading

economic scenarios and custom scenarios 

 

                                                   

                          Verifiable Audit Trail

                            Review users, calculations, and management

                              adjustments at every step of the CECL process


  

Dynamic Reporting

Access attribution analysis, GL posting

preparation, disclosure, and management

reporting

 

                           

                            Data Management 

                                 Centralize and reconcile data from multiple

                                   sources to measure and recognize expected

                               credit loss

 

  

Model to Methodology

Choose from Moody’s Analytics fully

validated models or custom credit

risk and allowance models

                               

                           Best-Practice CECL Workflow

                                  Calculate allowance using a configurable,

                                  user-oriented process management tool

Meet Our CECL Team
Anna Krayn

Anna manages the Risk and Accounting Solution team for the Americas. Her team is responsible for structuring solutions for risk analytics and accounting, with an emphasis on CECL/IFRS 9 and capital planning.

Emil Lopez

Emil manages the Customer Success team for the ImpairmentStudio™ solution. His team partners with customers to help implement CECL and provides ongoing support to ensure a successful transition to CECL.

Eric Ebel
Eric manages the overall business of the ImpairmentStudio™ solution. His team is responsible for developing the ImpairmentStudio solution as well as on-boarding customers onto the platform.
Masha Muzyka
Masha is responsible for CECL/IFRS 9 accounting thought leadership and ImpairmentStudio™ business architecture. She has 16 years of experience in the financial industry.
Learn More About ImpairmentStudio

 

Speak to a CECL expert today.
Overview of Our CECL Capabilities
Advisory

Assess, enhance, and implement an allowance estimation framework suited to your needs. Our advisory and implementation teams help clients navigate the path to CECL compliance.

 
MORE INFO
Data

Develop, improve, and validate forward-looking expected credit loss (ELS) models, credit risk models, benchmark internal data, or supplement data limitations with our award-winning data. We offer credit, economic, and financial data sets.


MORE INFO
Models

Address your unique portfolio composition with our best-in-class modeling methodologies. We help clients assess, manage, and validate models for CECL requirements and consistency with industry standards.

MORE INFO
Scenarios

Generate forecasts of lifetime losses and net present values (NPV) through custom econometric models under the CECL standard for “reasonable and supportable” economic scenarios.

MORE INFO
Resources
Resources

View the latest on CECL from our experts: