A Modular, Flexible, and Comprehensive Solution

We can help you automate and simplify the operational complexities of the evolving credit impairment accounting standard.

 

The Moody’s Analytics IFRS 9 solution includes award-winning data, models, economic scenarios, and process automation tools to support the implementation of expected credit loss calculations. Our credit and accounting experts can help you navigate the most appropriate solution for your firm and integrate modular components with your internal systems.  Moody's Analytics clients leverage our data, models, and platform for their IFRS 9 compliance globally.


Recognized by the Chartis RiskTech100® as an IFRS 9 Category leader, read the interview and press release.


A Powerful Solution
GRANULAR DATA

Extensive credit, demographic, economic, and financial data spanning asset classes, credit cycles, and geographies.

FLEXIBLE MODELS

Off-the-shelf and customizable models with governance and validation frameworks in place. 

MULTIPLE SCENARIOS

Forecasts and alternative scenarios extend through long future horizons, are available for 70+ countries, and are updated monthly. 

Solution Implementation and Automation
ADVISORY SERVICES

Our IFRS 9 experts work with institutions of all sizes to improve data quality, speed, and standardization of processes to address compliance and streamline risk management practices.


PROCESS AUTOMATION

A user-friendly, configurable, and auditable platform offers data consolidation, model warehousing, expected credit loss calculation, and built-in analysis tools; and interacts with risk, finance, and accounting teams.

Moody’s Analytics Wins the Inaugural Chartis RiskTech100® IFRS 9 Award
Moody’s Analytics Wins the Inaugural Chartis RiskTech100® IFRS 9 Award

Taking first place for helping customers solve challenges around IFRS 9 is Moody’s Analytics, winner of the inaugural RiskTech100® IFRS 9 award.

What Makes Us Different

Domain Expertise

Moody's Analytics economists, data specialists, researchers and credit analysts have extensive expertise in loss forecasting, data, and model management, so our clients can draw on a wide range of support.

 

Customer Support

We have a global support mechanism to help our clients. Moody’s Analytics offers a dedicated program to ensure that our clients are achieving the best value and best results from the solution. 

 

customer support

Completeness of the Offer

Our solution includes data, models, economic forecasts/scenarios, and advisory services integrated and automated into one platform. This comprehensive solution has long been our greatest differentiator in the market. 

 

customer support

Easy Integration

Our clients can integrate the IFRS 9 solution with other Moody’s Analytics solutions to address additional business cases, gaining efficiencies of integration and consistent data across their analytic platforms.

customer support

Full Documentation

All IFRS 9-related methodologies, data governance, and scenarios that we offer meet IFRS 9 requirements and are fully documented and auditable.

 

customer support

Maximum Flexibility

The modularity of the solution allows users to complement client data and models with Moody’s Analytics overlays to provide more granular data for calculations. 

Cross-Systems Linkages

The solution can be integrated with cash flow, risk, and finance systems, which gives institutions efficiencies and consistencies for their data and models. As a result, clients see greater economies of scale and opportunities for multiple use cases. 

 

Management Analysis and Reporting

An automated feed can be established from the data warehouse to the general ledger for finance, with business reports and waterfall structures for overrides. 

Frequent Updates

Data and models are updated bi-annually or annually to ensure all of the latest data has been captured. With every model update, we publish new papers on validation, governance, and results from the prior year. This approach offers transparency and auditability of the models and modeling process.

Connectivity to Other Accounting Standards

Our solution is linked to other accounting standards such as CECL. It provides global institutions with the linkages required for different regional reporting needs and helps them use consistent data, scenarios, and models for calculations. 

Learn More About Our IFRS 9 Solution

Moody’s Analytics Credit Loss and Impairment Analysis Suite improves credit loss estimation analysis and calculations. Its data integrity, analytics, and regulatory reporting solutions offer a modular, flexible, and comprehensive IFRS 9 impairment solution that facilitates an organization’s efforts to calculate, manage, and report expected credit losses.

 


 

SPEAK to a IFRS 9 EXPERT TODAY:
Our Integrated, Modular Solutions

Moody’s Analytics can deliver a platform/calculation engine in different forms depending on the requirements for each country, such as an on-premises or cloud-based solution. We can meet local IT requirements and adapt the solution accordingly.

 

Our platform solutions are robust and flexible to accommodate the size and needs of any financial institution. Bringing models and calculation together, our platforms can be implemented as a standalone system or a fully integrated/automated solution connected to internal systems and any complementary Moody’s Analytics solution.

RiskConfidence™ Impairment
A strategic platform that enables the end-to-end orchestration and automation of expected credit loss (ECL) calculations. The solution facilitates data management, model automation, and impairment calculation and reporting, empowering your organization with transparency, control, auditability, traceability, and repeatability.
ImpairmentCalc™
An expected credit loss (ECL) impairment calculation engine that produces loss allowance and converts internal rating or through-the-cycle probability of default (PD) to a compliant point-in-time PD term structure.
ImpairmentStudio™
The solution provides a user-friendly and auditable platform for data consolidation, model warehousing, expected credit loss calculation, and insightful analysis of results.
RiskFrontier™
A credit portfolio risk management solution that helps users understand portfolio risk dynamics, manage concentration risk, quantify risk appetite, and conduct stress testing.
Capital Risk Analyzer
The solution combines economic, credit, and accounting know-how to help evaluate strategic decisions based on financial and regulatory metrics for capital planning and stress testing (DFAST, EBA). 
Featured On-Demand Webinar
Featured On-Demand Webinar

IFRS 9 for Insurers: Ready for the Challenge

Given the requirements for insurers to comply with the IFRS 9 standard, Moody’s Analytics subject matter experts Roshni Patel and Nadja Roos shared insights on the current trends that insurers are adopting for the IFRS 9 challenge, and some best practices for modeling provisions.


Topics Include:


  • Acceptable model methodologies and levels of granularity
  • Current trends in the insurance market
  • A solution considering the challenges and linkages to IFRS 17
  • Best practices in gearing up for implementation


VIEW WEBINAR

Upcoming Events

Moody’s Analytics CECL/IFRS 9 Forum for Insurers and Reinsurers

Tuesday, May 15, 2019 | 7 World Trade Center, New York, NY | 8:00 a.m. - 5:30 p.m.

REGISTER


Moody’s Analytics EMEA Summit Series: London

Thursday, June 13, 2019 | One Moorgate Place, London EC2R 6EA, UK | 8:00 a.m. - 5:00 p.m.

REGISTER

 

View the calendar of all upcoming events