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    Learn to evaluate high-net-worth borrowers

    What is Understanding Personal Cash Flow?

      Understanding Personal Cash Flow—ideal for wealth managers, private and personal bankers, consumer lenders and small business lenders—explores the intricacies of using personal financial statements and U.S. tax returns to identify assets and liabilities and locate, evaluate and calculate cash flow.
      The course is replete with hands-on exercises that encourage participants to apply what they’ve learned, so that they exit training ready to immediately transfer new skills to the job.

    What will you learn by taking this course?

    • Assess personal financial statements and identify assets that could serve as collateral
    • Adjust a borrower’s balance sheet to more accurately reflect liquidity, leverage and net worth
    • Evaluate a borrower’s personal tax return and K-1s to determine cash, noncash and pass-through items
    • Reduce risk in lending transactions involving high-net-worth individuals

    With Moody’s Analytics eLearning:

    • You have direct access to a lending expert via our unique Email a Mentor feature
    • You can download a comprehensive Reference Guide, replete with job aids and tools that you can use on the job
    • You elevate your professional currency by completing a course from a globally recognized leader in the credit training space

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