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Small Business Lending addresses topics relevant to the small business lender with an emphasis on effective assessment of financial, market, and management risks. This 20-22 hour eLearning course is on the learning path for the Certificate in Small Business Banking.

You learn how to:

  • Assess the financial condition and trends of commercial and industrial enterprises.
  • Calculate and interpret liquidity, solvency, and debt service coverage ratios to identify critical credit risk factors.
  • Interpret and analyze company cash flow to assess debt service capacity.
  • Meaningfully forecast company financial results to determine a range of likely future outcomes.
  • Evaluate marketplace and competitive risks that could impact financial performance.
  • Assess the entity’s management integrity, skill set and corporate governance.
  • Make sound, defensible lending decisions.

With Moody's Analytics eLearning:

  • You gain in-depth understanding of credit theory and sector-specific factors from our relevant and current content.
  • You concentrate your studies on the areas where you have knowledge gaps, through our pre-course diagnostics and comprehension checks.
  • You can configure the course to "test out" and accelerate through based on your diagnostic scores. 
  • You optimize your learning time through our engaging, industry-leading online programs with interactive, multi-media lessons, which feature videos and quizzes.
  • You build your confidence by practicing complex concepts, applying new skills, and demonstrating mastery with a robust simulation based on a real lending scenario.
  • You demonstrate your mastery of the concepts by completing a final examination.
  • Program sponsors can monitor participation, assess performance, track completion, and access critical detail to support measuring ROI.

Who is taking this course?

  • ​Small business lenders and relationship managers
  • ​Small business loan analysts and underwriters
  • ​Branch managers, client-facing of small businesses
  • ​Certificate in Small Business Banking candidates
  • This course is on the learning pathway for the Certificate in Small Business Banking.

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