Consumer Lending: Australia Edition
Register for the Course
Build an understanding of consumer credit, from application to documentation
What is Consumer Lending: Australia Edition?
Consumer Lending: Australia Edition is a comprehensive course that
teaches customer-facing and support staff a systematic approach for evaluating requests for secured and unsecured credit in accordance with Australia’s regulatory framework.
The course concludes with an overview of the Australian regulatory environment and its impacts on consumer lending, including responsible lending and hardship provisions. (Note that this content is designed to supplement, not replace, formal compliance training.)
What will you learn by taking this course?
- Identify and gather the documentation needed to assess a consumer credit request
- Evaluate a borrower’s credit history and repayment capacity
- Verify a borrower’s income and expenses
- Select the best type of consumer credit to meet the consumer's needs
- Identify potential risks to repayment
- Identify the appropriate collateral to secure the loan
- Properly document various types of loans
With Moody’s Analytics eLearning:
- You will remain engaged in training, thanks to our mobile-friendly interactive lessons and quizzes
- You complete module-level pretests that will help you identify where to focus your studies
- You develop skills you can immediately apply on the job, instantly transforming your performance
