Webinar-on-Demand
Tony Hughes and Michael Vogan share valuable insights for managing your auto lending business more effectively.
Webinar-on-Demand
In this webinar, Mark Zandi and our team of economists use the Moody's Analytics Global Macroeconomic Model to assess the impact of various trade scenarios.
A counterpoint to traditional credit performance analyses.
In this paper, Mark Zandi and the Moody's Analytics team discuss the impact of the wealth effect on economic expansion and quantify econometric estimates based on data from Visa and Equifax.
March 28, 2018
WebPage
Mark Zandi
The importance of the wealth effect has significant implications for the economic expansion. In this paper, we quantify the wealth effect based on unique retail sales data and data on household stock and financial asset holdings. We examine differences in the wealth effect across retail spending categories, the lags in the wealth effect, and possible asymmetries in the wealth effect due to rising versus falling asset prices.
March 21, 2018
Pdf
Mark Zandi
Webinar-on-Demand
Join Moody's Analytics Scott Hoyt and Deniz Tudor, as they discuss the current and anticipated trends in household credit conditions based on data from Equifax
Webinar-on-Demand
In this video webcast, we identify the critical components needed for a successful CECL implementation and the new considerations it also brings.
Webinar-on-Demand
In this video webcast, we identify the critical components needed for a successful CECL implementation and the new considerations it also brings.
Webinar-on-Demand
In this video webcast, we identify the critical components needed for a successful CECL implementation and the new considerations it also brings.
Webinar-on-Demand
In this video webcast, we identify the critical components needed for a successful CECL implementation and the new considerations it also brings.
Webinar-on-Demand
The European Banking Authority has released its scenarios for the 2018 EU-wide stress test.
February 2018
WebPage
Webinar-on-Demand
The Federal Reserve has released its scenarios for the 2018 CCAR stress test. Join Mark Zandi and the Moody's Analytics team as they discuss the narratives behind the Fed's scenarios under forecasts of more than 1,500 detailed economic variables.
February 2018
WebPage
Mark Zandi
Webinar-on-Demand
In this webinar, we examine how CECL's forward-looking requirements can significantly change your loss reserves and future financial statements.
Webinar-on-Demand
Mark Zandi, Chief Economist, and Ryan Sweet, Director of Real Time Economics, share Moody's Analytics forecast and discuss the factors that could impact the economy's performance.
Webinar-on-Demand
In this webinar, we consider the prospects for the housing market in 2018 in light of the recent changes to the tax code.
January 2018
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Andres Carbacho-Burgos, Mark Zandi
Webinar-on-Demand
In this video webcast, we identify the critical components needed for a successful CECL implementation and the new considerations it also brings.
Webinar-on-Demand
In this webinar, Mark Zandi and the Moody's Analytics team discuss the impact of the wealth effect on economic expansion and quantify econometric estimates based on data from Visa and Equifax.
December 2017
WebPage
Scott Hoyt, Brian Poi, Mark Zandi
Webinar-on-Demand
Moody's Analytics Senior Director Cristian deRitis and Equifax Chief Economist Amy Crews Cutts discuss the potential impact of the hurricanes on consumer credit.
Article
Wholesale used-vehicle auction sales waned in November, while the average transaction price fell by 0.53% from a year ago to $10,556. The surge in replacement demand after Hurricanes Harvey and Irma appears to be fading, resulting in prices and sales normalizing from the strong performance in October and September.
Webinar-on-Demand
In this webinar, we assess the implications of the imminent change, with a focus on who benefits most and who is likely to be hurt. The discussion entails a look at both the national effects and the regional implications.
December 2017
WebPage
Chris Lafakis, Adam Kamins, Dan White, Mark Zandi
Presentation
Moody's Analytics Lead Auto Economist Michael Vogan examine what factors—both macroeconomic and technological—are causing residuals in the electric vehicle market to under perform.
Presentation
In this presentation, we demonstrate how forecasts based on industry data can be used to generate an objective benchmark of a bank's performance under baseline and stressed scenarios. We demonstrate results though case study of regional banks, peer groups, and larger CCAR-sized institutions.
Presentation
Under CECL and IFRS 9, forecasting expected credit losses will be paramount. Join Moody's Analytics experts as they discuss our macro and regional forecasting. Learn how our full suite of scenario capabilities for CECL, IFRS 9, BAU, and stress testing can help your firm meet this essential requirement.
Webinar-on-Demand
In this webinar, we demonstrate how forecasts based on industry data can be used to generate an objective benchmark of a bank's performance under baseline and stressed scenarios. We demonstrate results though case study of regional banks, peer groups, and larger CCAR-sized institutions.
Article
Auto lending growth continues to slow. Despite higher pay and solid returns from equity markets, consumers are finding that new cars are losing luster as objects worth their hard-earned cash. The tightening of lending standards has obvious ramifications for the auto industry as a whole, where expansionary credit cycles typically support new vehicle sales.
Whitepaper
In this paper, we review and make recommendations on the use of economic scenarios in the CECL process along six key dimensions: FASB requirements, Forecast methodology and horizon definition, number of scenarios, mean reversions and custom scenarios. We conclude with a discussion of other considerations banks and lenders should bear in mind when developing a forward-looking process for CECL compliance.
Webinar-on-Demand
In this webinar replay, Mark Zandi and the Moody's Analytics team examine the economic impact on the national and regional economy.
September 2017
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Mark Zandi, Adam Kamins, Ryan Sweet, Dan White, Kwame Donaldson
Article
Canada's housing market is starting to feel the effects of federal and provincial government restrictions, and now the Bank of Canada has also started its long-awaited tightening of interest rates
September 2017
Pdf
Andres Carbacho-Burgos
Webinar-on-Demand
In this webinar replay, Mark Zandi and the Moody's Analytics team examine the economic impact on the national and regional economy, including the effect on GDP, corporate profits, gas prices, as well as property damage estimates for infrastructure, real estate and vehicles.
September 2017
WebPage
Mark Zandi, Adam Kamins, Ed Friedman, Ryan Sweet, Chris Lafakis
Presentation
In this presentation; Auto lending is following a natural and expected credit cycle. Subprime performance will get better as credit tightens. Nonbank auto financiers are facing the highest loss rates when lending to low-income, subprime borrowers. Residual value pressures should begin to abate but will likely increase for trucks and SUVs.
