Moody's Analytics Experts

Richard Cross, PhD

Richard is the Director of the Quantitative Research Group at Moody's Analytics, responsible for numerous analytical productivity and data quality initiatives. He designs, implements, and operates systems that apply lean manufacturing principles to data production. Prior to Moody’s Analytics, he was a consultant with McKinsey. He has a PhD and an MS in aerospace engineering from Georgia Tech, and an SB in aeronautics and astronautics from MIT.

Cristian deRitis

Leading economist; recognized authority and commentator on personal finance and credit, U.S. housing, economic trends and policy implications; innovator in econometric and credit modeling techniques.

Hasio-shan Yang, Ph.D.

Senior economist; commercial real estate; credit risk modeling; data infrastructure; machine learning; quantitative modeling and thought leader.

Thomas LaSalvia, Ph.D.

Head of CRE Economics; commercial real estate; emerging trends; housing sector; thought leader; capital markets; office.

Mark Zandi

Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research.

Steven G. Cochrane

Leading APAC economist oversees regional economic analysis and forecasting; presents company’s economic research and outlook, and leads consulting projects to help clients assess effects of these developments on their business.

Blake Coules

Across 35 years in banking, Blake has gained deep insights into the inner working of this sector. Over the last two decades, Blake has been an Operating Committee member, leading teams and executing strategies in Credit and Enterprise Risk as well as Line of Business. His focus over this time has been primarily Commercial/Corporate with particular emphasis on CRE. Blake has spent most of his career with large and mid-size banks. Blake joined Moody’s Analytics in 2021 after leading the transformation of the credit approval and reporting process at a $25 billion bank.

Alfredo Coutiño

Acclaimed international economist and economics thought leader focusing on macroeconomic analysis and policy, economic consulting, econometric modeling and forecasting for Mexico and Latin America.

Katrina Ell

Brings deep expertise in economic research, analysis and forecasting of countries located throughout the Asia-Pacific region.

Juan Pablo Fuentes

International economist with extensive macroeconomic analytical work focusing on individual Latin American countries, including the regional impact of global developments such as fluctuating worldwide energy and oil market conditions.

Gaurav Ganguly

Expert on a number of international economies having spent several years analyzing and commenting on countries across Europe, Asia and the Americas.

Kamil Kovar

Kamil Kovar is an associate director and economist at Moody’s Analytics, where he works as lead economist for Euro zone forecasting.