Moody's Analytics Experts

Jamie Stark

Risk model validation consultant; product strategist; data intelligence and artificial intelligence scientist and researcher

Laurent Birade

Advises U.S. and Canadian financial institutions on risk and finance integration, CCAR/DFAST stress testing, IFRS9 and CECL credit loss reserving, and credit risk practices.

Sohini Chowdhury

Leverages deep expertise of macroeconomic forecasting and consumer credit modeling to advise executives on stress testing and CECL/IFRS 9.

Aubrey Clayton

Economic Scenario Generation expert; model efficiency specialist

Steven G. Cochrane

Leading APAC economist oversees regional economic analysis and forecasting; presents company’s economic research and outlook, and leads consulting projects to help clients assess effects of these developments on their business.

Blake Coules

Across 35 years in banking, Blake has gained deep insights into the inner working of this sector. Over the last two decades, Blake has been an Operating Committee member, leading teams and executing strategies in Credit and Enterprise Risk as well as Line of Business. His focus over this time has been primarily Commercial/Corporate with particular emphasis on CRE. Blake has spent most of his career with large and mid-size banks. Blake joined Moody’s Analytics in 2021 after leading the transformation of the credit approval and reporting process at a $25 billion bank.

Alfredo Coutiño

Acclaimed international economist and economics thought leader focusing on macroeconomic analysis and policy, economic consulting, econometric modeling and forecasting for Mexico and Latin America.

Richard Cross, PhD

Richard is the Director of the Quantitative Research Group at Moody's Analytics, responsible for numerous analytical productivity and data quality initiatives. He designs, implements, and operates systems that apply lean manufacturing principles to data production. Prior to Moody’s Analytics, he was a consultant with McKinsey. He has a PhD and an MS in aerospace engineering from Georgia Tech, and an SB in aeronautics and astronautics from MIT.

Cristian deRitis

Leading economist; recognized authority and commentator on personal finance and credit, U.S. housing, economic trends and policy implications; innovator in econometric and credit modeling techniques.

Katrina Ell

Brings deep expertise in economic research, analysis and forecasting of countries located throughout the Asia-Pacific region.

Juan Pablo Fuentes

International economist with extensive macroeconomic analytical work focusing on individual Latin American countries, including the regional impact of global developments such as fluctuating worldwide energy and oil market conditions.

Juan Pablo Fuentes

Juan Pablo Fuentes is an economist at Moody’s Analytic, specializing in producing analysis, forecasts and alternative scenarios for Latin American countries. He also covers key topics and trends such as the global oil markets.