Moody's Analytics Experts
Our dedicated experts provide deep industry expertise, business value, and insight on the global financial markets.
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John Baer works with risk-minded professionals globally to design and develop credit origination and risk measurement solutions, focusing on borrower and transaction risk.
Deniz is a director in the credit analytics group. She develops and stress tests credit models in various consulting projects. She has extensive experience in modeling residential, auto, and credit card loans.