Senior Director, Business Development Officer
Yuji leads the product and consulting areas of Moody’s Analytics Japan and has extensive knowledge of regulations and risk management practices among financial institutions. He provides clients with insight on regulatory compliance, ALM, liquidity, and ERM frameworks. He also functions as a main contact for Japanese regulators and financial institutions.
Before joining Moody’s Analytics in 2009, he worked for ex-Sanwa Bank, Bank of America Securities, Aozora Bank, and JP Morgan securities. He holds a Bachelor of Law from Tokyo University.
The banking industry will be affected by significant structural changes and required to implement risk governance reforms to keep up with complex regulations and macroeconomic and financial conditions. This article provides best practices for how banks can thrive in this future operating environment.
As mass amounts of data meet ever-increasing regulation in the world of finance, sophisticated data management has never been more important. How a bank handles this complex problem will make or break its position as a global player.
Building clear and well-defined risk appetite strategies that control risk and return will help Japanese banks achieve further growth. This article discusses risk appetite frameworks and stress testing, including trends, best practices, and the changing IT approach.