Phil Mowbray

Pension and investment solutions

Investment product design, asset allocation, asset liability modeling

Phil leads the product management team focused on the application of financial risk modeling for investment, wealth management, and pensions clients. He regularly contributes to the investment and pensions press and often speaks at industry events. Phil had been with Barrie & Hibbert for 13 years, where he focused on solutions for the measurement and management of financial market risk for a range of institutional and retail investment clients.

education

University of Strathclyde: MSc, Operational Research

The University of Edinburgh: BSc, Mathematics and Statistics

certifications

Financial Risk Manager (FRM)

Expertise

solutions

Asset Allocation : Moody's Analytics asset allocation solution helps establish, test, and run different asset allocations and identify risk-return efficient portfolios.

Investment Product Design : Moody's Analytics investment product design solution delivers a suitability framework to develop investment propositions aligned with stringent regulations.

Representative Projects

Worked with Royal London to develop their investment proposition for retirement drawdown. This includes a series of multi-asset investment solutions (Governed Retirement Income Portfolios), a web-based income planning tool to help advisors select an appropriate investment solution aligned with their clients' income needs, and the Royal London Drawdown Governance Service, which helps advisors keep their clients’ retirement plans on track and take action to manage risk

Created a Risk Governance solution for Santander UK’s retail investment funds, which enables Santander UK to demonstrate that investment funds recommended to their retail customers are aligned with one of the defined risk categories used by Santander advisors

Published Work

FIGURE 1: PROJECTED CAPITAL REQUIREMENTS AND SOLVENCY RATIOS UNDER DIFFERENT ASSET
ALLOCATIONS

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