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Michael Vogan is an automobile economist in the credit analytics department at Moody’s Analytics. Before joining Moody’s Analytics, Michael was a research analyst at the Federal Reserve Bank of Philadelphia. He has a master’s degree in applied economics and econometrics from the University of Delaware and a bachelor’s degree in economics from Bloomsburg University.

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Wholesale Used-Car Price Report December 2017

Wholesale used-vehicle auction sales waned in November, while the average transaction price fell by 0.53% from a year ago to $10,556. The surge in replacement demand after Hurricanes Harvey and Irma appears to be fading, resulting in prices and sales normalizing from the strong performance in October and September.

December 2017 Pdf Michael Vogan, Roland Lindmayer
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Electric Vehicle Residual Value Outlook

Moody's Analytics Lead Auto Economist Michael Vogan examine what factors—both macroeconomic and technological—are causing residuals in the electric vehicle market to under perform.

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Auto Finance Insights - October 2017

Auto lending growth continues to slow. Despite higher pay and solid returns from equity markets, consumers are finding that new cars are losing luster as objects worth their hard-earned cash. The tightening of lending standards has obvious ramifications for the auto industry as a whole, where expansionary credit cycles typically support new vehicle sales.

October 2017 Pdf Michael Vogan