Director, Small Business Lending Advisor
At Moody’s Analytics, Michael designs and develops small business lending and credit decisioning solutions for financial institutions. Prior to joining Moody’s Analytics, Michael served as customer success director for fintech start-up Fundera, a marketplace created to pair small business owners with banks and alternative lenders. Michael also spent more than six years with PNC Bank, starting with the commercial underwriting group and then transitioning to the business bank segment, focusing on SBA commercial lending. Michael has a BS in finance with an economics minor from the University of Pittsburgh.
This article explores innovative strategies that traditional banks can use in small business lending to remain competitive with alternative lenders.
Listen in as Moody's Analytics experts discuss using alternative forms of data combined with traditional financial data for a high-level dose of risk management when considering smaller loans.
Hear Moody’s Analytics experts share how lenders can improve productivity, decrease costs, and better manage risks in each step of the loan origination funnel using the next generation of technology and analytics.