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    Michael Schwartz

    At Moody’s Analytics, Michael designs and develops small business lending and credit decisioning solutions for financial institutions. Prior to joining Moody’s Analytics, Michael served as customer success director for fintech start-up Fundera, a marketplace created to pair small business owners with banks and alternative lenders. Michael also spent more than six years with PNC Bank, starting with the commercial underwriting group and then transitioning to the business bank segment, focusing on SBA commercial lending. Michael has a BS in finance with an economics minor from the University of Pittsburgh.
    Published Work

    A Global Recession: Key Indicators and Implications

    How should we prepare for the next recession?

    November 2019

    Battle for Small Business Capital Access: Traditional vs. Alternative Lenders

    This article explores innovative strategies that traditional banks can use in small business lending to remain competitive with alternative lenders.

    July 2017

    Unleash your Predictive Power and Drive Profitability

    Listen in as Moody's Analytics experts discuss using alternative forms of data combined with traditional financial data for a high-level dose of risk management when considering smaller loans.

    June 2017

    Using Technology and Analytics to Optimize Every Step of Small Business Lending

    Hear Moody's Analytics experts share how lenders can improve productivity, decrease costs, and better manage risks in each step of the loan origination funnel using the next generation of technology and analytics.

    March 2017