Dodd-Frank Act Solutions

Data capture and management

RiskFoundation  
One of the most powerful data warehouse solutions, providing an integrated auditing function and seamless integration with the bank’s existing systems.

Increase returns (ROC) through more effect origination

RiskOrigins
A straight-through commercial lending processing platform which integrates all the functions customers need to allocate and price risk efficiently and integrate risk management and regulatory requirements into the business right at the point of origination.

Regulatory capital calculation and reporting

Regulatory Reporting Module: Accurate Regulatory Reporting Made Easy
Ranked as the #1 regulatory reporting solution by Risk Magazine’s Risk Technology Ranking’s 2009, 2010 and 2011, our solution is used by some of the largest financial institutions worldwide. It is an automated, easy-to-use, cost-effective solution that allows institutions to accurately report their regulatory requirements in local supervisory formats and languages.

Risk management professional services

Risk Management Services
RMS is a global advisory group that helps our clients better understand and manage risk. We provide expert knowledge of best practices in credit risk management together with the tools and guidance you need to make effective decisions about your business.

RiskAuthority: Regulatory Capital, Liquidity and Reporting Solution
Our next generation Basel III solution, which is based on our award winning Basel II platform, will enable banks, clearing houses and savings and loans to meet the requirements of Basel III. Encompassing an integrated calculation and reporting framework for credit, counterparty, liquidity, market, operational and concentration risk. This Basel III solution will offer integrated capital and liquidity risk reporting, stress testing and data loading. A single data load with the attributes required for credit risk, CCR, RWA and liquidity risk offers greater data accuracy and quality, driven from a single source of truth. Additionally, banks can leverage existing Basel III credit risk data to calculate the new liquidity ratios (Liquidity Capital Ratio and Net Stable Funding ratio).

Data capture and management

RiskFoundation
One of the most powerful data warehouse solutions, providing an integrated auditing function and seamless integration with the bank’s existing systems.

Increase returns (ROC) through more effect origination

RiskOrigins
A straight-through commercial lending processing platform which integrates all the functions customers need to allocate and price risk efficiently and integrate risk management and regulatory requirements into the business right at the point of origination.

Stress testing

CreditCycle: Economic forecasts, data series and alternative economic scenarios
Moody’s CreditCycle Plus provides lenders with the ability to assess how policy decisions and external drivers will influence future performance of consumer portfolios, measured against industry benchmarks.

Economic Advisory Services
Our teams of economists and portfolio advisory consultants work with our customers to develop bespoke scenarios and calculate their impact on portfolio risk.

RiskFrontier: Economic Capital
RiskFrontier calculates Economic Capital and allows for granular analysis of a portfolio’s risk drivers. This graph shows two portfolios’ loss distributions side by side.

Risk committees

Risk Management Services
Moody’s Analytics’ global advisory group that helps our clients better understand and manage risk. We provide expert knowledge of best practices in credit risk management together with the tools and guidance you need to make effective decisions about your business.

Regulatory capital and liquidity calculation, concentration analysis and large exposure, reporting

Regulatory Reporting Module: Accurate Regulatory Reporting Made Easy
Ranked as the #1 regulatory reporting solution by Risk Magazine’s Risk Technology Ranking’s 2009, 2010 and 2011, our solution is used by some of the largest financial institutions worldwide. It is an automated, easy-to-use, cost-effective solution that allows institutions to accurately report their regulatory requirements in local supervisory formats and languages. .

RiskAuthority: Regulatory Capital, Liquidity and Reporting Solution
Our next generation Basel III solution, which is based on our award winning Basel II platform, will enable banks, clearing houses and savings and loans to meet the requirements of Basel III. Encompassing an integrated calculation and reporting framework for credit, counterparty, liquidity, market, operational and concentration risk. This Basel III solution will offer integrated capital and liquidity risk reporting, stress testing and data loading. A single data load with the attributes required for credit risk, CCR, RWA and liquidity risk offers greater data accuracy and quality, driven from a single source of truth. Additionally, banks can leverage existing Basel III credit risk data to calculate the new liquidity ratios (Liquidity Capital Ratio and Net Stable Funding ratio).

Alternative credit measurement standards: market-derived metrics or accounting-based metrics.

Credit risk metrics can be derived from CDS, bond and equity markets. Moody’s Analytics provides credit metrics based on all three with the Through-the-Cycle EDF and Market Implied Ratings. Moody’s Analytics’ Public EDF product is a market leader with proven track record covering more than 30,000 public companies globally.

With respect to accounting-based metrics, Moody’s Analytics’ RiskCalc Plus is also used globally by leading financial institutions.

Financial Institutions own analysis: One hundred years experience in credit analysis 

Moody’s Analytics offers one of the most comprehensive and influential research services globally, covering all fixed income asset classes. 

We also offers an unparalleled suite of data services for credit professionals including financial and performance data, default data and market-based credit metrics.

Finally, Moody’s Analytics provides state-of-the art technology solutions to manage the analytical processes and information such as RiskAnalyst and RiskOrigins. These solutions also include specialized tools for evaluating structured finance instruments.